2023 Lexus RX 350 Car Insurance Calculator

Gain insights into how decisions you make impact the cost of insurance for a 2023 Lexus RX 350. Make changes to factors like annual miles driven, vehicle usage, and gender of the driver to see how your rate changes. Know immediately the impact of your choices on the cost of insurance.

The average estimated car insurance premium for a 2023 Lexus RX 350 is $2,044 per year, or about $170 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,044

Cost Per Month

$170

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus RX 350 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Lexus RX 350.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,044
Average Rate
Your Rate
$2,044

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Lexus RX 350 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Lexus RX 350 is $2,044.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Lexus RX 350 Segment Comparison

The table below compares insurance rates for the 2023 Lexus RX 350 against all other models in the midsize luxury SUV segment. The Lexus RX 350 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus RX 350, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus RX 350.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Lexus RX 350 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus RX 350$2,044--
2Infiniti QX50$2,112$68
3Cadillac XT5$2,166$122
4Cadillac XT6$2,206$162
5Acura MDX$2,272$228
6Lincoln Nautilus$2,306$262
7Lexus RX 350L$2,332$288
8Land Rover Discovery Sport$2,334$290
9Jaguar E-Pace$2,356$312
10Volvo V90$2,376$332
11Lexus RX 450h$2,404$360
12Lexus GX 460$2,430$386
13Volvo V60$2,446$402
14Lexus RX 450hL$2,454$410
15Mercedes-Benz AMG GLB35$2,500$456
16Genesis GV80$2,504$460
17Audi SQ5$2,512$468
18Lincoln Aviator$2,532$488
19Infiniti QX60$2,548$504
20Mercedes-Benz GLE450$2,570$526
21Mercedes-Benz GLE350$2,604$560
22Land Rover Discovery$2,616$572
2023 Midsize Luxury SUV Average$2,652$608
23Mercedes-Benz AMG GLC43$2,654$610
24Audi Q7$2,720$676
25Audi e-tron$2,814$770
26Tesla Model X$2,826$782
27Mercedes-Benz AMG GLE53$2,830$786
28BMW X5$2,886$842
29Audi Q8$2,894$850
30Land Rover Range Rover Sport$2,918$874
31Audi SQ7$3,056$1,012
32BMW iX$3,102$1,058
33BMW X6$3,160$1,116
34Porsche Cayenne$3,186$1,142
35Mercedes-Benz AMG GLE63$3,340$1,296
36Audi RS 6$3,394$1,350
37BMW XM$3,722$1,678

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 RX 350 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Lexus RX 350.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Lexus RX 350 Insurance Rates by Trim Level
2023 Lexus RX 350 Trim Level Annual Premium Cost Per Month
Base 2WD$1,994$166
Base AWD$2,020$168
F Sport 2WD$2,070$173
F Sport AWD$2,090$174

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Lexus RX 350 for different driver ages.

2023 Lexus RX 350 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,964$580
17$6,817$568
18$6,246$521
19$5,642$470
20$4,367$364
21$4,171$348
22$3,764$314
23$3,057$255
24$2,911$243
25$2,376$198
30$2,194$183
35$2,096$175
40$2,044$170
45$1,904$159
50$1,798$150
55$1,678$140
60$1,682$140
65$1,792$149
70$1,904$159
75$2,192$183
80$2,678$223

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus RX 350 trim levels.