2024 Lexus RX 350h Car Insurance Calculator

Discover and learn how different driver, vehicle, and coverage options impact the insurance cost for a 2024 Lexus RX 350h. Customize choices like credit rating, policy coverages, and liability limits and watch the impact on your premiums. See instantly the impact of your choices on the cost of insurance.

The average estimated car insurance premium for a 2024 Lexus RX 350h is $2,410 per year, or about $201 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,410

Cost Per Month

$201

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus RX 350h Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2024 Lexus RX 350h.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,410
Average Rate
Your Rate
$2,410

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2024 Lexus RX 350h trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Lexus RX 350h is $2,410.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Lexus RX 350h Segment Comparison

The table below compares insurance rates for the 2024 Lexus RX 350h against all other models in the midsize luxury SUV segment. The Lexus RX 350h is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus RX 350h, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus RX 350h.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Lexus RX 350h Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Jaguar E-Pace$2,190-$220
2Cadillac XT5$2,210-$200
3Infiniti QX50$2,276-$134
4Cadillac XT6$2,292-$118
5Infiniti QX60$2,304-$106
6Mercedes-Benz AMG GLB35$2,308-$102
7Acura MDX$2,342-$68
8Lexus RX 350$2,350-$60
9Lexus TX 350$2,380-$30
10Lexus RX 350h$2,410--
11Lexus TX 500h$2,446$36
12Lexus RX 500h$2,454$44
13Lincoln Nautilus$2,472$62
14Lexus RX 450h$2,476$66
15Volvo V90$2,496$86
16Audi SQ5$2,584$174
17Mercedes-Benz GLE350$2,616$206
18Lincoln Aviator$2,636$226
19Lexus GX 550$2,664$254
20Volvo V60$2,742$332
21Land Rover Discovery Sport$2,746$336
22Mercedes-Benz GLE450$2,758$348
2024 Midsize Luxury SUV Average$2,782$372
23Cadillac Lyriq$2,784$374
24Volvo EX90$2,806$396
25Audi Q7$2,842$432
26Genesis GV80$2,854$444
27Mercedes-Benz AMG GLC43$2,868$458
28Audi e-tron$2,920$510
29Tesla Model X$2,944$534
30BMW X5$2,992$582
31Audi Q8$3,012$602
32Land Rover Discovery$3,026$616
33Mercedes-Benz AMG GLE53$3,046$636
34Audi SQ7$3,148$738
35BMW iX$3,192$782
36BMW X6$3,272$862
37Land Rover Range Rover Sport$3,410$1,000
38Audi RS 6$3,482$1,072
39Porsche Cayenne$3,506$1,096
40BMW XM$3,844$1,434
41Mercedes-Benz AMG GLE63$3,948$1,538

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 RX 350h Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Lexus RX 350h.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Lexus RX 350h Insurance Rates by Trim Level
2024 Lexus RX 350h Trim Level Annual Premium Cost Per Month
AWD$2,338$195
Premium AWD$2,378$198
Premium+ AWD$2,416$201
Luxury AWD$2,506$209

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Lexus RX 350h for different driver ages.

2024 Lexus RX 350h Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,439$703
17$8,209$684
18$7,426$619
19$6,739$562
20$5,187$432
21$4,951$413
22$4,446$371
23$3,637$303
24$3,446$287
25$2,798$233
30$2,576$215
35$2,472$206
40$2,410$201
45$2,248$187
50$2,130$178
55$1,986$166
60$1,994$166
65$2,120$177
70$2,276$190
75$2,656$221
80$3,262$272

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus RX 350h trim levels.