2018 Lexus RX 350L Car Insurance Calculator

Gain insights into how life choices affect car insurance rates for a 2018 Lexus RX 350L. Customize homeowner status, credit history, policy coverages, and liability limits to learn how each affects rates. Find out instantly if the choices you make result in higher or lower insurance rates.

The average estimated car insurance premium for a 2018 Lexus RX 350L is $1,818 per year, or about $152 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,818

Cost Per Month

$152

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus RX 350L Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Lexus RX 350L.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,818
Average Rate
Your Rate
$1,818

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Lexus RX 350L trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Lexus RX 350L is $1,818.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Lexus RX 350L Segment Comparison

The table below compares insurance rates for the 2018 Lexus RX 350L against all other models in the midsize luxury SUV segment. The Lexus RX 350L is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus RX 350L, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus RX 350L.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Lexus RX 350L Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo V60$1,696-$122
2Cadillac XT5$1,758-$60
3Lexus RX 350L$1,818--
4Lincoln MKT$1,864$46
5Lexus RX 350$1,890$72
6Lincoln MKX$1,940$122
7Jaguar E-Pace$1,956$138
8Acura MDX$1,978$160
9Audi SQ5$2,004$186
10Lexus RX 450$2,046$228
11Volvo V90$2,060$242
12Lexus GX 460$2,062$244
13Infiniti QX60$2,078$260
14Land Rover Discovery$2,090$272
15Lexus RX 450hL$2,120$302
2018 Midsize Luxury SUV Average$2,181$363
16Mercedes-Benz AMG GLC43$2,206$388
17Audi Q7$2,218$400
18Mercedes-Benz GLE350$2,238$420
19BMW X5$2,282$464
20Mercedes-Benz AMG GLC63$2,438$620
21Maserati Levante$2,522$704
22Tesla Model X$2,610$792
23Mercedes-Benz AMG GLE43$2,612$794
24Porsche Cayenne$2,724$906
25Mercedes-Benz AMG GLE63$2,736$918
26BMW X6$2,756$938

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 RX 350L Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Lexus RX 350L.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Lexus RX 350L Insurance Rates by Trim Level
2018 Lexus RX 350L Trim Level Annual Premium Cost Per Month
2WD$1,792$149
4WD$1,792$149
Luxury 2WD$1,846$154
Luxury 4WD$1,846$154

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Lexus RX 350L for different driver ages.

2018 Lexus RX 350L Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,392$533
17$6,212$518
18$5,607$467
19$5,090$424
20$3,910$326
21$3,734$311
22$3,349$279
23$2,740$228
24$2,595$216
25$2,114$176
30$1,944$162
35$1,868$156
40$1,818$152
45$1,700$142
50$1,608$134
55$1,502$125
60$1,506$126
65$1,606$134
70$1,722$144
75$2,008$167
80$2,474$206

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus RX 350L trim levels.