2019 Lexus RX 350L Car Insurance Calculator

Observe in real-time how different driver and vehicle factors influence insurance rates for a 2019 Lexus RX 350L. Make changes to factors like trim level, driving violations, and policy coverages and see their impact on rates. Instantly discover if the change you make raises or lowers insurance rates and why.

The average estimated car insurance premium for a 2019 Lexus RX 350L is $1,940 per year, or about $162 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,940

Cost Per Month

$162

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus RX 350L Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Lexus RX 350L.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,940
Average Rate
Your Rate
$1,940

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Lexus RX 350L trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Lexus RX 350L is $1,940.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Lexus RX 350L Segment Comparison

The table below compares insurance rates for the 2019 Lexus RX 350L against all other models in the midsize luxury SUV segment. The Lexus RX 350L is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus RX 350L, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus RX 350L.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Lexus RX 350L Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac XT5$1,864-$76
2Infiniti QX50$1,900-$40
3Lexus RX 350L$1,940--
4Lincoln Nautilus$1,980$40
5Lincoln MKT$2,010$70
6Lexus RX 350$2,018$78
7Jaguar E-Pace$2,032$92
8Acura MDX$2,090$150
9Audi SQ5$2,146$206
10Lexus GX 460$2,156$216
11Lexus RX 450$2,168$228
12Land Rover Discovery$2,172$232
13Infiniti QX60$2,186$246
14Volvo V90$2,202$262
2019 Midsize Luxury SUV Average$2,290$350
15Mercedes-Benz AMG GLC43$2,308$368
16Mercedes-Benz GLE400$2,320$380
17BMW X5$2,334$394
18Audi Q7$2,386$446
19Audi Q8$2,510$570
20Mercedes-Benz AMG GLC63$2,558$618
21Audi e-tron$2,564$624
22Tesla Model X$2,604$664
23BMW X6$2,698$758
24Mercedes-Benz AMG GLE43$2,732$792
25Porsche Cayenne$2,768$828
26Mercedes-Benz AMG GLE63$2,890$950

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 RX 350L Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Lexus RX 350L.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Lexus RX 350L Insurance Rates by Trim Level
2019 Lexus RX 350L Trim Level Annual Premium Cost Per Month
2WD$1,940$162
4WD$1,940$162

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Lexus RX 350L for different driver ages.

2019 Lexus RX 350L Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,811$568
17$6,629$552
18$6,002$500
19$5,442$454
20$4,182$349
21$3,991$333
22$3,580$298
23$2,921$243
24$2,770$231
25$2,254$188
30$2,074$173
35$1,990$166
40$1,940$162
45$1,810$151
50$1,712$143
55$1,600$133
60$1,604$134
65$1,710$143
70$1,832$153
75$2,136$178
80$2,630$219

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus RX 350L trim levels.