2021 Lexus UX 200 Car Insurance Calculator

See in real-time how different factors impact the cost of car insurance for a 2021 Lexus UX 200. Change driving record, coverage levels, mileage driven, and vehicle usage plus many other factors. Instantly know if rates increase or decrease with changes you make.

The average estimated car insurance premium for a 2021 Lexus UX 200 is $2,158 per year, or about $180 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,158

Cost Per Month

$180

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus UX 200 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Lexus UX 200.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,158
Average Rate
Your Rate
$2,158

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Lexus UX 200 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Lexus UX 200 is $2,158.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Lexus UX 200 vs. the Small Luxury SUV Segment

The table below compares insurance rates for the 2021 Lexus UX 200 against all other models in the small luxury SUV segment. The Lexus UX 200 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus UX 200, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus UX 200.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Lexus UX 200 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura RDX$1,784-$374
2Cadillac XT4$1,844-$314
3Volvo XC40$1,888-$270
4Lincoln Corsair$2,080-$78
5Lexus UX 250h$2,098-$60
6Volvo XC60$2,120-$38
7Mercedes-Benz GLB 250$2,140-$18
8BMW X1$2,156-$2
9Lexus UX 200$2,158--
10Lexus NX 300$2,166$8
11Mercedes-Benz GLC300$2,172$14
12Land Rover Defender$2,234$76
13Mercedes-Benz GLA250$2,248$90
14Land Rover Evoque$2,254$96
2021 Small Luxury SUV Average$2,262$104
15BMW X2$2,292$134
16Audi Q3$2,346$188
17Audi Q5$2,362$204
18BMW X3$2,422$264
19Lexus NX 300H$2,434$276
20Mercedes-Benz GLA45 AMG$2,462$304
21Alfa Romeo Stelvio$2,486$328
22BMW X4$2,520$362
23Jaguar F-Pace$2,552$394
24Jaguar I-Pace$2,632$474
25Porsche Macan$2,688$530

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 UX 200 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Lexus UX 200.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Lexus UX 200 Insurance Rates by Trim Level
2021 Lexus UX 200 Trim Level Annual Premium Cost Per Month
2WD$2,086$174
F Sport 2WD$2,150$179
F Sport Premium 2WD$2,168$181
Premium 2WD$2,176$181
Luxury 2WD$2,214$185

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Lexus UX 200 for different driver ages.

2021 Lexus UX 200 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,797$650
17$7,536$628
18$6,716$560
19$6,125$510
20$4,679$390
21$4,460$372
22$3,984$332
23$3,279$273
24$3,093$258
25$2,508$209
30$2,298$192
35$2,218$185
40$2,158$180
45$2,020$168
50$1,916$160
55$1,788$149
60$1,794$150
65$1,914$160
70$2,076$173
75$2,456$205
80$3,034$253

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus UX 200 trim levels.