Lexus UX 250h Car Insurance Calculator

Understand how different factors impact the cost of insurance for a Lexus UX 250h. Set options like liability limits, policy deductibles, and driver age to understand how each affects your rate. Immediately discover if the choice you make raises or lowers the cost of insurance.

The average estimated car insurance premium for a 2024 Lexus UX 250h is $2,246 per year, or about $187 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,246

Cost Per Month

$187

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus UX 250h Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Lexus UX 250h.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,246
Average Rate
Your Rate
$2,246

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Lexus UX 250h.

The 'Average Rate' is a combined value for all Lexus UX 250h trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Lexus UX 250h is $2,246.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Lexus UX 250h Segment Comparison

The table below compares insurance rates for the 2024 Lexus UX 250h against all other models in the small luxury SUV segment. The Lexus UX 250h is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus UX 250h, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus UX 250h.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Lexus UX 250h Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura RDX$1,958-$288
2Lexus NX 250$2,072-$174
3Cadillac XT4$2,114-$132
4Lexus NX 350h$2,210-$36
5Lincoln Corsair$2,236-$10
6Mercedes-Benz GLB 250$2,240-$6
7Lexus UX 250h$2,246--
8Lexus NX 450h$2,258$12
9Mercedes-Benz GLA250$2,282$36
10Mercedes-Benz GLA35 AMG$2,290$44
11Land Rover Evoque$2,336$90
12Lexus NX 350$2,348$102
13Volvo XC40$2,356$110
14Volvo XC60$2,370$124
15Alfa Romeo Tonale$2,376$130
16Mercedes-Benz GLA45 AMG$2,388$142
17BMW X1$2,420$174
18Infiniti QX55$2,424$178
19Volvo C40$2,442$196
20BMW X2$2,452$206
21Lexus RZ 450e$2,478$232
22Mercedes-Benz EQB 300$2,492$246
23Mercedes-Benz GLC300$2,512$266
2024 Small Luxury SUV Average$2,541$295
24Mercedes-Benz EQB 350$2,552$306
25Genesis GV70$2,582$336
26Audi Q3$2,596$350
27Audi Q5$2,606$360
28Alfa Romeo Stelvio$2,630$384
29Land Rover Range Rover Velar$2,660$414
30BMW X4$2,712$466
31Audi Q4$2,736$490
32BMW X3$2,764$518
33Genesis GV60$2,848$602
34Porsche Macan$2,894$648
35Jaguar I-Pace$2,926$680
36Land Rover Defender$3,042$796
37Jaguar F-Pace$3,130$884
38Aston Martin DBX$4,562$2,316

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 UX 250h Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Lexus UX 250h.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Lexus UX 250h Insurance Rates by Trim Level
2024 Lexus UX 250h Trim Level Annual Premium Cost Per Month
Hybrid FWD$2,162$180
Hybrid AWD$2,200$183
Premium Hybrid FWD$2,220$185
F Sport Design Hybrid FWD$2,220$185
Premium Hybrid AWD$2,254$188
F Sport Design Hybrid AWD$2,254$188
F Sport Handling Hybrid FWD$2,318$193
F Sport Handling Hybrid AWD$2,348$196

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Lexus UX 250h for different driver ages.

2024 Lexus UX 250h Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,044$670
17$7,773$648
18$6,932$578
19$6,330$528
20$4,838$403
21$4,618$385
22$4,131$344
23$3,408$284
24$3,214$268
25$2,606$217
30$2,392$199
35$2,310$193
40$2,246$187
45$2,102$175
50$1,994$166
55$1,860$155
60$1,864$155
65$1,986$166
70$2,152$179
75$2,540$212
80$3,128$261

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus UX 250h trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Lexus UX 250h.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Lexus UX 250h Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Lexus UX 250h$2,246$187
2023 Lexus UX 250h$2,132$178
2022 Lexus UX 250h$2,146$179
2021 Lexus UX 250h$2,098$175
2020 Lexus UX 250h$2,034$170
2019 Lexus UX 250h$2,012$168

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Lexus UX 250h trim levels for each model year.