2021 Lexus UX 250h Car Insurance Calculator

Explore and learn how different risk factors impact the cost of insurance for a 2021 Lexus UX 250h. Update factors like driving violations, coverage levels, and mileage driven to see their impact. Immediately discover whether your choice increases or decreases the cost of insurance.

The average estimated car insurance premium for a 2021 Lexus UX 250h is $2,098 per year, or about $175 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,098

Cost Per Month

$175

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus UX 250h Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Lexus UX 250h.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,098
Average Rate
Your Rate
$2,098

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Lexus UX 250h trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Lexus UX 250h is $2,098.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Lexus UX 250h Segment Comparison

The table below compares insurance rates for the 2021 Lexus UX 250h against all other models in the small luxury SUV segment. The Lexus UX 250h is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus UX 250h, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus UX 250h.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Lexus UX 250h Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura RDX$1,784-$314
2Cadillac XT4$1,844-$254
3Volvo XC40$1,888-$210
4Lincoln Corsair$2,080-$18
5Lexus UX 250h$2,098--
6Volvo XC60$2,120$22
7Mercedes-Benz GLB 250$2,140$42
8BMW X1$2,156$58
9Lexus UX 200$2,158$60
10Lexus NX 300$2,166$68
11Mercedes-Benz GLC300$2,172$74
12Land Rover Defender$2,234$136
13Mercedes-Benz GLA250$2,248$150
14Land Rover Evoque$2,254$156
2021 Small Luxury SUV Average$2,262$164
15BMW X2$2,292$194
16Audi Q3$2,346$248
17Audi Q5$2,362$264
18BMW X3$2,422$324
19Lexus NX 300H$2,434$336
20Mercedes-Benz GLA45 AMG$2,462$364
21Alfa Romeo Stelvio$2,486$388
22BMW X4$2,520$422
23Jaguar F-Pace$2,552$454
24Jaguar I-Pace$2,632$534
25Porsche Macan$2,688$590

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 UX 250h Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Lexus UX 250h.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Lexus UX 250h Insurance Rates by Trim Level
2021 Lexus UX 250h Trim Level Annual Premium Cost Per Month
AWD$2,046$171
F Sport Premium AWD$2,110$176
F-Sport AWD$2,110$176
Luxury AWD$2,110$176
Premium AWD$2,110$176

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Lexus UX 250h for different driver ages.

2021 Lexus UX 250h Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,454$621
17$7,230$603
18$6,500$542
19$5,910$493
20$4,533$378
21$4,323$360
22$3,871$323
23$3,172$264
24$3,004$250
25$2,434$203
30$2,236$186
35$2,152$179
40$2,098$175
45$1,958$163
50$1,856$155
55$1,734$145
60$1,740$145
65$1,852$154
70$1,996$166
75$2,344$195
80$2,888$241

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus UX 250h trim levels.