2023 Lexus UX 250h Car Insurance Calculator

Understand how different risk factors influence insurance rates for a 2023 Lexus UX 250h. Play around with factors like your location, homeowner status, credit score, and policy coverages. Get instant feedback if the changes you make have a positive or negative affect on rates.

The average estimated car insurance premium for a 2023 Lexus UX 250h is $2,132 per year, or about $178 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,132

Cost Per Month

$178

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus UX 250h Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Lexus UX 250h.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,132
Average Rate
Your Rate
$2,132

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Lexus UX 250h trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Lexus UX 250h is $2,132.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Lexus UX 250h Segment Comparison

The table below compares insurance rates for the 2023 Lexus UX 250h against all other models in the small luxury SUV segment. The Lexus UX 250h is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus UX 250h, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus UX 250h.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Lexus UX 250h Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura RDX$1,904-$228
2Cadillac XT4$2,056-$76
3Volvo XC40$2,100-$32
4Lexus UX 250h$2,132--
5Mercedes-Benz GLA250$2,212$80
6Mercedes-Benz GLB 250$2,234$102
7Lexus NX 250$2,248$116
8Lexus NX 350h$2,276$144
9Lexus NX 350$2,290$158
10Lincoln Corsair$2,292$160
11Lexus NX 450h$2,302$170
12BMW X1$2,310$178
13Alfa Romeo Tonale$2,320$188
14Mercedes-Benz GLC300$2,324$192
15Lexus RZ 450e$2,330$198
16Volvo XC60$2,336$204
17Audi Q3$2,348$216
18Land Rover Evoque$2,364$232
19Volvo C40$2,386$254
20BMW X2$2,428$296
21Infiniti QX55$2,462$330
2023 Small Luxury SUV Average$2,468$336
22Mercedes-Benz GLA35 AMG$2,472$340
23Genesis GV70$2,514$382
24Mercedes-Benz EQB 300$2,526$394
25Genesis GV60$2,534$402
26Mercedes-Benz GLA45 AMG$2,542$410
27Alfa Romeo Stelvio$2,556$424
28Audi Q5$2,574$442
29Land Rover Range Rover Velar$2,582$450
30Mercedes-Benz EQB 350$2,590$458
31BMW X4$2,632$500
32Land Rover Defender$2,644$512
33Jaguar F-Pace$2,656$524
34Audi Q4$2,668$536
35Porsche Macan$2,678$546
36BMW X3$2,684$552
37Jaguar I-Pace$2,840$708
38Aston Martin DBX$4,436$2,304

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 UX 250h Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Lexus UX 250h.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Lexus UX 250h Insurance Rates by Trim Level
2023 Lexus UX 250h Trim Level Annual Premium Cost Per Month
Hybrid 2WD$2,046$171
Hybrid AWD$2,080$173
Premium Hybrid 2WD$2,108$176
F Sport Design Hybrid 2WD$2,108$176
Premium Hybrid AWD$2,140$178
F Sport Design Hybrid AWD$2,140$178
F Sport Handling Hybrid 2WD$2,206$184
F Sport Handling Hybrid AWD$2,232$186

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Lexus UX 250h for different driver ages.

2023 Lexus UX 250h Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,582$632
17$7,354$613
18$6,610$551
19$6,009$501
20$4,606$384
21$4,396$366
22$3,938$328
23$3,226$269
24$3,051$254
25$2,474$206
30$2,274$190
35$2,190$183
40$2,132$178
45$1,992$166
50$1,890$158
55$1,764$147
60$1,768$147
65$1,886$157
70$2,030$169
75$2,384$199
80$2,938$245

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus UX 250h trim levels.