2020 Lincoln Aviator Car Insurance Calculator

Find out how changes to driver risk factors and vehicle options influence insurance rates for a 2020 Lincoln Aviator. Customize policy discounts, trim level options, driving record, and coverage amounts to learn how each affects rates. Know immediately why rates change and by how much.

The average estimated car insurance premium for a 2020 Lincoln Aviator is $2,252 per year, or about $188 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,252

Cost Per Month

$188

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lincoln Aviator Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Lincoln Aviator.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,252
Average Rate
Your Rate
$2,252

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Lincoln Aviator trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Lincoln Aviator is $2,252.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Lincoln Aviator Segment Comparison

The table below compares insurance rates for the 2020 Lincoln Aviator against all other models in the midsize luxury SUV segment. The Lincoln Aviator is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lincoln Aviator, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lincoln Aviator.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Lincoln Aviator Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo V60$1,942-$310
2Cadillac XT5$1,984-$268
3Lincoln Nautilus$2,044-$208
4Lexus RX 350$2,076-$176
5Infiniti QX50$2,088-$164
6Jaguar E-Pace$2,098-$154
7Lexus RX 350L$2,138-$114
8Cadillac XT6$2,160-$92
9Acura MDX$2,180-$72
10Mercedes-Benz GLE450$2,230-$22
11Lincoln Aviator$2,252--
12Volvo V90$2,270$18
13Infiniti QX60$2,308$56
14Land Rover Discovery Sport$2,318$66
15Lexus GX 460$2,352$100
2020 Midsize Luxury SUV Average$2,368$116
16Mercedes-Benz AMG GLC43$2,410$158
17Land Rover Discovery$2,418$166
18Audi SQ5$2,428$176
19Mercedes-Benz GLE350$2,440$188
20Lexus RX 450$2,460$208
21Audi Q8$2,472$220
22BMW X5$2,476$224
23Audi Q7$2,556$304
24Mercedes-Benz AMG GLC63$2,564$312
25Audi e-tron$2,646$394
26BMW X6$2,704$452
27Tesla Model X$2,796$544
28Porsche Cayenne$2,864$612
29Mercedes-Benz AMG GLE63$2,990$738

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 Aviator Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Lincoln Aviator.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Lincoln Aviator Insurance Rates by Trim Level
2020 Lincoln Aviator Trim Level Annual Premium Cost Per Month
2WD$2,090$174
AWD$2,090$174
Signature 2WD$2,150$179
PHEV AWD$2,274$190
Black Label AWD$2,398$200
Black Label PHEV AWD$2,522$210

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Lincoln Aviator for different driver ages.

2020 Lincoln Aviator Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,005$667
17$7,781$648
18$7,024$585
19$6,374$531
20$4,889$407
21$4,664$389
22$4,182$349
23$3,408$284
24$3,230$269
25$2,622$219
30$2,408$201
35$2,312$193
40$2,252$188
45$2,102$175
50$1,990$166
55$1,860$155
60$1,866$156
65$1,992$166
70$2,138$178
75$2,510$209
80$3,094$258

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lincoln Aviator trim levels.