2021 Lincoln Aviator Car Insurance Calculator

Observe in real-time how choices you make impact the cost of insurance for a 2021 Lincoln Aviator. Customize policy discounts, trim level options, driving record, and coverage amounts to learn how each affects rates. Know immediately if the choice you make raises or lowers the cost of insurance.

The average estimated car insurance premium for a 2021 Lincoln Aviator is $2,326 per year, or about $194 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,326

Cost Per Month

$194

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lincoln Aviator Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Lincoln Aviator.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,326
Average Rate
Your Rate
$2,326

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Lincoln Aviator trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Lincoln Aviator is $2,326.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Lincoln Aviator Segment Comparison

The table below compares insurance rates for the 2021 Lincoln Aviator against all other models in the midsize luxury SUV segment. The Lincoln Aviator is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lincoln Aviator, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lincoln Aviator.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Lincoln Aviator Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo V60$2,004-$322
2Cadillac XT5$2,048-$278
3Lincoln Nautilus$2,108-$218
4Lexus RX 350$2,146-$180
5Infiniti QX50$2,154-$172
6Jaguar E-Pace$2,166-$160
7Lexus RX 350L$2,206-$120
8Cadillac XT6$2,228-$98
9Acura MDX$2,254-$72
10Genesis GV80$2,296-$30
11Mercedes-Benz GLE450$2,302-$24
12Lincoln Aviator$2,326--
13Volvo V90$2,340$14
14Infiniti QX60$2,378$52
15Land Rover Discovery Sport$2,388$62
16Lexus GX 460$2,424$98
2021 Midsize Luxury SUV Average$2,440$114
17Mercedes-Benz AMG GLC43$2,484$158
18Land Rover Discovery$2,500$174
19Audi SQ5$2,508$182
20Mercedes-Benz GLE350$2,518$192
21Lexus RX 450$2,546$220
22Audi Q8$2,560$234
23BMW X5$2,562$236
24Mercedes-Benz AMG GLC63$2,642$316
25Audi Q7$2,646$320
26Audi e-tron$2,730$404
27BMW X6$2,796$470
28Tesla Model X$2,888$562
29Porsche Cayenne$2,958$632
30Mercedes-Benz AMG GLE63$3,090$764

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 Aviator Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Lincoln Aviator.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Lincoln Aviator Insurance Rates by Trim Level
2021 Lincoln Aviator Trim Level Annual Premium Cost Per Month
2WD$2,156$180
AWD$2,156$180
Signature 2WD$2,220$185
PHEV AWD$2,348$196
Black Label AWD$2,478$207
Black Label PHEV AWD$2,608$217

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Lincoln Aviator for different driver ages.

2021 Lincoln Aviator Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,251$688
17$8,027$669
18$7,258$605
19$6,579$548
20$5,053$421
21$4,820$402
22$4,321$360
23$3,518$293
24$3,336$278
25$2,708$226
30$2,488$207
35$2,388$199
40$2,326$194
45$2,170$181
50$2,054$171
55$1,920$160
60$1,926$161
65$2,054$171
70$2,206$184
75$2,584$215
80$3,186$266

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lincoln Aviator trim levels.