2023 Lincoln Aviator Car Insurance Calculator

Explore and understand how different driver, vehicle, and coverage options impact the cost of car insurance for a 2023 Lincoln Aviator. Customize choices like credit rating, policy coverages, and liability limits and watch the impact on your premiums. See instantly if the change you make raises or lowers insurance rates and why.

The average estimated car insurance premium for a 2023 Lincoln Aviator is $2,532 per year, or about $211 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,532

Cost Per Month

$211

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lincoln Aviator Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Lincoln Aviator.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,532
Average Rate
Your Rate
$2,532

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Lincoln Aviator trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Lincoln Aviator is $2,532.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Lincoln Aviator Segment Comparison

The table below compares insurance rates for the 2023 Lincoln Aviator against all other models in the midsize luxury SUV segment. The Lincoln Aviator is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lincoln Aviator, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lincoln Aviator.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Lincoln Aviator Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus RX 350$2,044-$488
2Infiniti QX50$2,112-$420
3Cadillac XT5$2,166-$366
4Cadillac XT6$2,206-$326
5Acura MDX$2,272-$260
6Lincoln Nautilus$2,306-$226
7Lexus RX 350L$2,332-$200
8Land Rover Discovery Sport$2,334-$198
9Jaguar E-Pace$2,356-$176
10Volvo V90$2,376-$156
11Lexus RX 450h$2,404-$128
12Lexus GX 460$2,430-$102
13Volvo V60$2,446-$86
14Lexus RX 450hL$2,454-$78
15Mercedes-Benz AMG GLB35$2,500-$32
16Genesis GV80$2,504-$28
17Audi SQ5$2,512-$20
18Lincoln Aviator$2,532--
19Infiniti QX60$2,548$16
20Mercedes-Benz GLE450$2,570$38
21Mercedes-Benz GLE350$2,604$72
22Land Rover Discovery$2,616$84
2023 Midsize Luxury SUV Average$2,652$120
23Mercedes-Benz AMG GLC43$2,654$122
24Audi Q7$2,720$188
25Audi e-tron$2,814$282
26Tesla Model X$2,826$294
27Mercedes-Benz AMG GLE53$2,830$298
28BMW X5$2,886$354
29Audi Q8$2,894$362
30Land Rover Range Rover Sport$2,918$386
31Audi SQ7$3,056$524
32BMW iX$3,102$570
33BMW X6$3,160$628
34Porsche Cayenne$3,186$654
35Mercedes-Benz AMG GLE63$3,340$808
36Audi RS 6$3,394$862
37BMW XM$3,722$1,190

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Aviator Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Lincoln Aviator.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Lincoln Aviator Insurance Rates by Trim Level
2023 Lincoln Aviator Trim Level Annual Premium Cost Per Month
Standard 2WD$2,318$193
Standard AWD$2,366$197
Reserve 2WD$2,418$202
Reserve AWD$2,458$205
Reserve I 2WD$2,524$210
Reserve I AWD$2,558$213
Grand Touring AWD$2,574$215
Grand Touring I AWD$2,638$220
Black Label AWD$2,698$225
Black Label Grand Touring AWD$2,766$231

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Lincoln Aviator for different driver ages.

2023 Lincoln Aviator Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,899$742
17$8,671$723
18$7,867$656
19$7,124$594
20$5,481$457
21$5,230$436
22$4,699$392
23$3,822$319
24$3,628$302
25$2,942$245
30$2,708$226
35$2,598$217
40$2,532$211
45$2,358$197
50$2,232$186
55$2,084$174
60$2,092$174
65$2,230$186
70$2,388$199
75$2,790$233
80$3,432$286

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lincoln Aviator trim levels.