2024 Lincoln Aviator Car Insurance Calculator

See and learn how life choices impact the cost of car insurance for a 2024 Lincoln Aviator. Experiment with rate factors like homeowner status, credit history, and policy coverages to see how insurance rates are affected. Know immediately if rates increase or decrease and why.

The average estimated car insurance premium for a 2024 Lincoln Aviator is $2,636 per year, or about $220 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,636

Cost Per Month

$220

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lincoln Aviator Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2024 Lincoln Aviator.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,636
Average Rate
Your Rate
$2,636

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2024 Lincoln Aviator trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Lincoln Aviator is $2,636.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Lincoln Aviator Segment Comparison

The table below compares insurance rates for the 2024 Lincoln Aviator against all other models in the midsize luxury SUV segment. The Lincoln Aviator is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lincoln Aviator, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lincoln Aviator.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Lincoln Aviator Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Jaguar E-Pace$2,190-$446
2Cadillac XT5$2,210-$426
3Infiniti QX50$2,276-$360
4Cadillac XT6$2,292-$344
5Infiniti QX60$2,304-$332
6Mercedes-Benz AMG GLB35$2,308-$328
7Acura MDX$2,342-$294
8Lexus RX 350$2,350-$286
9Lexus TX 350$2,380-$256
10Lexus RX 350h$2,410-$226
11Lexus TX 500h$2,446-$190
12Lexus RX 500h$2,454-$182
13Lincoln Nautilus$2,472-$164
14Lexus RX 450h$2,476-$160
15Volvo V90$2,496-$140
16Audi SQ5$2,584-$52
17Mercedes-Benz GLE350$2,616-$20
18Lincoln Aviator$2,636--
19Lexus GX 550$2,664$28
20Volvo V60$2,742$106
21Land Rover Discovery Sport$2,746$110
22Mercedes-Benz GLE450$2,758$122
2024 Midsize Luxury SUV Average$2,782$146
23Cadillac Lyriq$2,784$148
24Volvo EX90$2,806$170
25Audi Q7$2,842$206
26Genesis GV80$2,854$218
27Mercedes-Benz AMG GLC43$2,868$232
28Audi e-tron$2,920$284
29Tesla Model X$2,944$308
30BMW X5$2,992$356
31Audi Q8$3,012$376
32Land Rover Discovery$3,026$390
33Mercedes-Benz AMG GLE53$3,046$410
34Audi SQ7$3,148$512
35BMW iX$3,192$556
36BMW X6$3,272$636
37Land Rover Range Rover Sport$3,410$774
38Audi RS 6$3,482$846
39Porsche Cayenne$3,506$870
40BMW XM$3,844$1,208
41Mercedes-Benz AMG GLE63$3,948$1,312

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Aviator Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Lincoln Aviator.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Lincoln Aviator Insurance Rates by Trim Level
2024 Lincoln Aviator Trim Level Annual Premium Cost Per Month
Premiere$2,472$206
Reserve$2,580$215
Black Label$2,856$238

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Lincoln Aviator for different driver ages.

2024 Lincoln Aviator Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,404$784
17$9,134$761
18$8,228$686
19$7,470$623
20$5,724$477
21$5,460$455
22$4,893$408
23$3,996$333
24$3,782$315
25$3,066$256
30$2,814$235
35$2,706$226
40$2,636$220
45$2,460$205
50$2,328$194
55$2,172$181
60$2,180$182
65$2,328$194
70$2,510$209
75$2,946$246
80$3,636$303

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lincoln Aviator trim levels.