2018 Lincoln Continental Car Insurance Calculator

Learn and understand how the choices you make impact the cost of car insurance for a 2018 Lincoln Continental. Ajust options like homeowner status, credit history, and policy coverages to see how insurance rates are affected. Know immediately if and why the choice you make has an impact on insurance rates.

The average estimated car insurance premium for a 2018 Lincoln Continental is $1,946 per year, or about $162 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,946

Cost Per Month

$162

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lincoln Continental Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Lincoln Continental.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,946
Average Rate
Your Rate
$1,946

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Lincoln Continental trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Lincoln Continental is $1,946.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Lincoln Continental Segment Comparison

The table below compares insurance rates for the 2018 Lincoln Continental against all other models in the large luxury car segment. The Lincoln Continental is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lincoln Continental, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lincoln Continental.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Lincoln Continental Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lincoln Continental$1,946--
2Cadillac CTS$2,010$64
3Audi A5$2,090$144
4Cadillac XTS$2,130$184
5Cadillac CT6$2,156$210
6Volvo S90$2,234$288
7Lexus LS 500$2,318$372
8Infiniti Q70$2,324$378
9Acura RLX$2,364$418
10Lexus LS 500H$2,408$462
11Mercedes-Benz CLS550$2,464$518
12Lexus GS 450$2,488$542
13Infiniti Q60$2,536$590
14Mercedes-Benz C63 AMG$2,582$636
15Cadillac CTS-V$2,654$708
16Mercedes-Benz S450$2,680$734
17Jaguar XJ$2,692$746
18Genesis G90$2,700$754
2018 Large Luxury Car Average$2,783$837
19BMW 740e$2,804$858
20BMW 740i$2,824$878
21Mercedes-Benz S560$2,832$886
22BMW 650i$2,838$892
23Audi RS 7$2,940$994
24Mercedes-Benz E63 AMG$3,020$1,074
25Mercedes-Benz CLS63 AMG$3,046$1,100
26BMW 750i$3,054$1,108
27Maserati Ghibli$3,058$1,112
28Porsche Panamera$3,118$1,172
29Audi A8$3,148$1,202
30BMW Alpina B6$3,234$1,288
31Maserati Quattroporte$3,246$1,300
32Audi S8$3,346$1,400
33Mercedes-Benz AMG$3,372$1,426
34Mercedes-Benz AMG S63$3,438$1,492
35BMW M760i$3,668$1,722
36Mercedes-Benz S65 AMG$4,432$2,486

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 Continental Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Lincoln Continental.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Lincoln Continental Insurance Rates by Trim Level
2018 Lincoln Continental Trim Level Annual Premium Cost Per Month
Premier Sedan$1,786$149
Premiere AWD Sedan$1,882$157
Select AWD Sedan$1,882$157
Select Sedan$1,882$157
Reserve Sedan$1,938$162
Reserve AWD Sedan$1,994$166
Black Label AWD Sedan$2,104$175
Black Label Sedan$2,104$175

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Lincoln Continental for different driver ages.

2018 Lincoln Continental Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,727$561
17$6,583$549
18$6,032$503
19$5,439$453
20$4,198$350
21$4,005$334
22$3,610$301
23$2,919$243
24$2,784$232
25$2,266$189
30$2,090$174
35$1,994$166
40$1,946$162
45$1,814$151
50$1,712$143
55$1,600$133
60$1,606$134
65$1,712$143
70$1,820$152
75$2,104$175
80$2,582$215

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lincoln Continental trim levels.