2019 Lincoln Continental Car Insurance Calculator

Get real-time feedback how different driver and vehicle factors impact the cost of insurance for a 2019 Lincoln Continental. Ajust options like gender of the driver, whether you're married or single, and the state and city you live in to see how insurance rates are affected. Instantly discover how the choices you make impact rates.

The average estimated car insurance premium for a 2019 Lincoln Continental is $2,156 per year, or about $180 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,156

Cost Per Month

$180

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lincoln Continental Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Lincoln Continental.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,156
Average Rate
Your Rate
$2,156

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Lincoln Continental trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Lincoln Continental is $2,156.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Lincoln Continental Segment Comparison

The table below compares insurance rates for the 2019 Lincoln Continental against all other models in the large luxury car segment. The Lincoln Continental is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lincoln Continental, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lincoln Continental.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Lincoln Continental Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac CTS$2,124-$32
2Lincoln Continental$2,156--
3Audi A5$2,166$10
4Cadillac CT6$2,220$64
5Cadillac XTS$2,258$102
6Volvo S90$2,358$202
7Infiniti Q70$2,436$280
8Acura RLX$2,512$356
9Infiniti Q60$2,614$458
10Lexus LS 500$2,644$488
11Lexus LS 500H$2,654$498
12Mercedes-Benz AMG E53$2,664$508
13Genesis G90$2,744$588
14Kia K900$2,784$628
15Mercedes-Benz AMG CLS53$2,796$640
16Cadillac CTS-V$2,810$654
17Mercedes-Benz S450$2,854$698
18Jaguar XJ$2,870$714
19BMW 740e$2,956$800
20BMW 740i$2,976$820
2019 Large Luxury Car Average$2,981$825
21BMW 650i$3,002$846
22BMW M850i$3,010$854
23Mercedes-Benz E63 AMG$3,210$1,054
24Audi A8$3,218$1,062
25Mercedes-Benz S560$3,228$1,072
26BMW 750i$3,234$1,078
27Porsche Panamera$3,394$1,238
28BMW M760i$3,870$1,714
29Mercedes-Benz AMG S63$3,958$1,802
30Mercedes-Benz S65 AMG$4,972$2,816
31Bentley Mulsanne$5,734$3,578

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 Continental Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Lincoln Continental.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Lincoln Continental Insurance Rates by Trim Level
2019 Lincoln Continental Trim Level Annual Premium Cost Per Month
Select Sedan$1,984$165
Select AWD$2,042$170
Reserve Sedan$2,102$175
Reserve AWD$2,162$180
AWD$2,200$183
Sedan$2,200$183
Black Label AWD$2,280$190
Black Label Sedan$2,280$190

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Lincoln Continental for different driver ages.

2019 Lincoln Continental Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,512$626
17$7,351$613
18$6,725$560
19$6,064$505
20$4,675$390
21$4,458$372
22$4,014$335
23$3,239$270
24$3,087$257
25$2,510$209
30$2,314$193
35$2,210$184
40$2,156$180
45$2,006$167
50$1,894$158
55$1,770$148
60$1,778$148
65$1,900$158
70$2,022$169
75$2,340$195
80$2,882$240

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lincoln Continental trim levels.