2017 Lincoln MKC Car Insurance Calculator

Learn visually how changing risk factors impact car insurance rates for a 2017 Lincoln MKC. Experiment with options like driving violations, coverage levels, and mileage driven to see how rates are affected. Immediately discover if the changes you make have a positive or negative affect on rates.

The average estimated car insurance premium for a 2017 Lincoln MKC is $1,680 per year, or about $140 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,680

Cost Per Month

$140

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lincoln MKC Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2017 Lincoln MKC.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,680
Average Rate
Your Rate
$1,680

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2017 Lincoln MKC trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2017 Lincoln MKC is $1,680.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2017 Lincoln MKC vs. the Small Luxury SUV Segment

The table below compares insurance rates for the 2017 Lincoln MKC against all other models in the small luxury SUV segment. The Lincoln MKC is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lincoln MKC, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lincoln MKC.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2017 Lincoln MKC Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo XC60$1,546-$134
2Acura RDX$1,604-$76
3BMW X1$1,668-$12
4Lincoln MKC$1,680--
5Mercedes-Benz GLC300$1,728$48
6Infiniti QX30$1,738$58
7Mercedes-Benz GLA250$1,740$60
8Lexus NX 300H$1,856$176
9Lexus NX 200T$1,902$222
2017 Small Luxury SUV Average$1,906$226
10Audi Q3$1,910$230
11BMW X3$1,924$244
12Land Rover Evoque$1,936$256
13Audi Q5$1,976$296
14BMW X4$2,040$360
15Infiniti QX70$2,090$410
16Mercedes-Benz GLA45 AMG$2,098$418
17Jaguar F-Pace$2,152$472
18Mercedes-Benz GLE550E$2,272$592
19Porsche Macan$2,350$670

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2017 MKC Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2017 Lincoln MKC.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2017 Lincoln MKC Insurance Rates by Trim Level
2017 Lincoln MKC Trim Level Annual Premium Cost Per Month
Premier 2WD$1,568$131
Premier AWD$1,620$135
Select 2WD$1,620$135
Reserve 2WD$1,674$140
Select AWD$1,674$140
Reserve AWD$1,726$144
Black Label 2WD$1,778$148
Black Label AWD$1,778$148

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2017 Lincoln MKC for different driver ages.

2017 Lincoln MKC Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,938$495
17$5,723$477
18$5,076$423
19$4,653$388
20$3,563$297
21$3,403$284
22$3,046$254
23$2,535$211
24$2,388$199
25$1,940$162
30$1,784$149
35$1,726$144
40$1,680$140
45$1,574$131
50$1,496$125
55$1,396$116
60$1,398$117
65$1,482$124
70$1,606$134
75$1,896$158
80$2,322$194

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lincoln MKC trim levels.