2019 Lincoln MKC Car Insurance Calculator

Explore and learn how different driver, vehicle, and coverage options impact the cost of car insurance for a 2019 Lincoln MKC. Set options like policy discounts, trim level, and driving violations and watch the impact each has on cost. See instantly if your choice increases or decreases premium and learn exactly why.

The average estimated car insurance premium for a 2019 Lincoln MKC is $1,852 per year, or about $154 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,852

Cost Per Month

$154

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lincoln MKC Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Lincoln MKC.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,852
Average Rate
Your Rate
$1,852

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Lincoln MKC trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Lincoln MKC is $1,852.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Lincoln MKC vs. the Small Luxury SUV Segment

The table below compares insurance rates for the 2019 Lincoln MKC against all other models in the small luxury SUV segment. The Lincoln MKC is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lincoln MKC, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lincoln MKC.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Lincoln MKC Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura RDX$1,786-$66
2Volvo XC60$1,820-$32
3Lexus NX 300$1,844-$8
4Volvo XC40$1,846-$6
5Lincoln MKC$1,852--
6Lexus UX 200$1,864$12
7BMW X1$1,866$14
8Cadillac XT4$1,912$60
9Mercedes-Benz GLA250$1,920$68
10Mercedes-Benz GLC300$1,922$70
11Infiniti QX30$1,928$76
12BMW X2$1,984$132
13Lexus UX 250h$2,012$160
14Lexus NX 300H$2,022$170
2019 Small Luxury SUV Average$2,059$207
15Land Rover Evoque$2,112$260
16Alfa Romeo Stelvio$2,128$276
17BMW X3$2,138$286
18Audi Q5$2,170$318
19Mercedes-Benz GLC350E$2,244$392
20BMW X4$2,286$434
21Mercedes-Benz GLA45 AMG$2,312$460
22Jaguar F-Pace$2,394$542
23Porsche Macan$2,520$668
24Jaguar I-Pace$2,538$686

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 MKC Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Lincoln MKC.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Lincoln MKC Insurance Rates by Trim Level
2019 Lincoln MKC Trim Level Annual Premium Cost Per Month
2WD$1,754$146
AWD$1,814$151
Select 2WD$1,814$151
Select AWD$1,814$151
Reserve 2WD$1,874$156
Reserve AWD$1,874$156
Black Label 2WD$1,934$161
Black Label AWD$1,934$161

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Lincoln MKC for different driver ages.

2019 Lincoln MKC Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,521$543
17$6,299$525
18$5,623$469
19$5,139$428
20$3,943$329
21$3,763$314
22$3,372$281
23$2,794$233
24$2,634$220
25$2,140$178
30$1,970$164
35$1,902$159
40$1,852$154
45$1,732$144
50$1,644$137
55$1,534$128
60$1,538$128
65$1,632$136
70$1,764$147
75$2,074$173
80$2,542$212

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lincoln MKC trim levels.