2014 Lincoln MKS Car Insurance Calculator

Explore and understand how different factors impact the insurance cost for a 2014 Lincoln MKS. Play around with factors like policy coverages, liability limits, deductibles, and driver's age. Instantly see the change in rates and learn exactly why they changed.

The average estimated car insurance premium for a 2014 Lincoln MKS is $1,884 per year, or about $157 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,884

Cost Per Month

$157

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lincoln MKS Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 Lincoln MKS.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,884
Average Rate
Your Rate
$1,884

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 Lincoln MKS trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 Lincoln MKS is $1,884.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 Lincoln MKS vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2014 Lincoln MKS against all other models in the large luxury car segment. The Lincoln MKS is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lincoln MKS, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lincoln MKS.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 Lincoln MKS Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$1,718-$166
2Cadillac CTS$1,740-$144
3Cadillac XTS$1,794-$90
4Lincoln MKS$1,884--
5Infiniti Q70$1,906$22
6Lexus GS 450$1,972$88
7Acura RLX$1,982$98
8Cadillac CTS-V$2,034$150
9Infiniti Q60$2,078$194
10Mercedes-Benz C63 AMG$2,080$196
11Hyundai Equus$2,088$204
12Lexus LS 460$2,134$250
13Mercedes-Benz CLS550$2,140$256
14BMW 740i$2,230$346
15Mercedes-Benz E63 AMG$2,240$356
16Jaguar XJ$2,260$376
17Maserati Ghibli$2,282$398
18Jaguar XJ Super$2,284$400
19Mercedes-Benz CLS63 AMG$2,324$440
20Audi A8$2,356$472
21BMW 750i$2,366$482
22Porsche Panamera$2,374$490
23BMW 650i$2,386$502
2014 Large Luxury Car Average$2,391$507
24BMW 750xi$2,394$510
25Lexus LS 600H$2,494$610
26Audi RS 7$2,508$624
27Mercedes-Benz CL550$2,606$722
28Audi S8$2,662$778
29Maserati Quattroporte$2,668$784
30BMW 760i$2,746$862
31Mercedes-Benz S550$2,790$906
32Mercedes-Benz S63 AMG$2,890$1,006
33Mercedes-Benz CL600$2,942$1,058
34Mercedes-Benz CL65 AMG$3,408$1,524
35Bentley Continental$3,426$1,542
36Bentley Mulsanne$3,874$1,990

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 MKS Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 Lincoln MKS.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 Lincoln MKS Insurance Rates by Trim Level
2014 Lincoln MKS Trim Level Annual Premium Cost Per Month
AWD Sedan$1,860$155
Sedan$1,860$155
Ecoboost AWD Sedan$1,930$161

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 Lincoln MKS for different driver ages.

2014 Lincoln MKS Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,965$580
17$6,681$557
18$5,861$488
19$5,378$448
20$4,079$340
21$3,887$324
22$3,456$288
23$2,873$239
24$2,699$225
25$2,184$182
30$1,998$167
35$1,938$162
40$1,884$157
45$1,772$148
50$1,682$140
55$1,572$131
60$1,576$131
65$1,678$140
70$1,844$154
75$2,206$184
80$2,732$228

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lincoln MKS trim levels.