2015 Lincoln MKS Car Insurance Calculator

Find out how different factors impact the cost of insurance for a 2015 Lincoln MKS. Play around with factors like driving record, coverage levels, mileage driven, and vehicle usage. Instantly know if the choice you made raises or lower rates and why.

The average estimated car insurance premium for a 2015 Lincoln MKS is $1,872 per year, or about $156 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,872

Cost Per Month

$156

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lincoln MKS Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Lincoln MKS.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,872
Average Rate
Your Rate
$1,872

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Lincoln MKS trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Lincoln MKS is $1,872.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Lincoln MKS vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2015 Lincoln MKS against all other models in the large luxury car segment. The Lincoln MKS is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lincoln MKS, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lincoln MKS.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Lincoln MKS Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac CTS$1,650-$222
2Cadillac XTS$1,830-$42
3Audi A5$1,868-$4
4Lincoln MKS$1,872--
5Infiniti Q60$1,928$56
6Acura RLX$2,078$206
7Lexus GS 450$2,096$224
8Infiniti Q70L$2,112$240
9Infiniti Q70$2,124$252
10Kia K900$2,148$276
11Lexus LS 460$2,150$278
12Cadillac CTS-V$2,176$304
13Mercedes-Benz CLS550$2,236$364
14Mercedes-Benz C63 AMG$2,256$384
15Hyundai Equus$2,268$396
16BMW 740i$2,324$452
17BMW 650i$2,380$508
18Maserati Ghibli$2,406$534
19Jaguar XJ$2,454$582
20BMW 750i$2,480$608
21Jaguar XJ Super$2,486$614
22Mercedes-Benz E63 AMG$2,538$666
2015 Large Luxury Car Average$2,553$681
23Mercedes-Benz S550$2,580$708
24BMW 750xi$2,602$730
25Mercedes-Benz CLS63 AMG$2,632$760
26Audi RS 7$2,660$788
27Lexus LS 600H$2,706$834
28BMW Alpina B6$2,720$848
29Audi A8$2,740$868
30Audi S8$2,750$878
31Porsche Panamera$2,800$928
32Maserati Quattroporte$2,946$1,074
33BMW 760i$2,960$1,088
34Mercedes-Benz S63 AMG$3,088$1,216
35Mercedes-Benz S600$3,196$1,324
36Bentley Continental$3,596$1,724
37Mercedes-Benz S65 AMG$3,660$1,788
38Mercedes-Benz S65$3,748$1,876
39Bentley Mulsanne$4,342$2,470

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 MKS Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Lincoln MKS.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Lincoln MKS Insurance Rates by Trim Level
2015 Lincoln MKS Trim Level Annual Premium Cost Per Month
Sedan$1,812$151
AWD Sedan$1,856$155
Ecoboost AWD Sedan$1,948$162

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Lincoln MKS for different driver ages.

2015 Lincoln MKS Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,840$570
17$6,592$549
18$5,837$486
19$5,336$445
20$4,063$339
21$3,873$323
22$3,452$288
23$2,849$237
24$2,683$224
25$2,174$181
30$1,988$166
35$1,926$161
40$1,872$156
45$1,754$146
50$1,666$139
55$1,556$130
60$1,562$130
65$1,664$139
70$1,814$151
75$2,158$180
80$2,670$223

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lincoln MKS trim levels.