2017 Lincoln MKT Car Insurance Calculator

Observe in real-time how changing risk factors affect the cost of insurance for a 2017 Lincoln MKT. Experiment with your marital status, location, homeowner status, and credit rating to see the impact on rates. Instantly know if your rates increased or decreased.

The average estimated car insurance premium for a 2017 Lincoln MKT is $1,998 per year, or about $167 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,998

Cost Per Month

$167

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lincoln MKT Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2017 Lincoln MKT.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,998
Average Rate
Your Rate
$1,998

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2017 Lincoln MKT trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2017 Lincoln MKT is $1,998.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2017 Lincoln MKT Segment Comparison

The table below compares insurance rates for the 2017 Lincoln MKT against all other models in the midsize luxury SUV segment. The Lincoln MKT is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lincoln MKT, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lincoln MKT.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2017 Lincoln MKT Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Infiniti QX50$1,620-$378
2Cadillac XT5$1,676-$322
3Volvo V60$1,680-$318
4Lexus RX 350$1,812-$186
5Lincoln MKX$1,860-$138
6Acura MDX$1,900-$98
7Infiniti QX60$1,972-$26
8Lexus GX 460$1,976-$22
9Land Rover Discovery$1,988-$10
10Audi SQ5$1,994-$4
11Lincoln MKT$1,998--
12Lexus RX 450$2,018$20
13Volvo V90$2,024$26
14Mercedes-Benz AMG GLC43$2,068$70
15Audi Q7$2,090$92
2017 Midsize Luxury SUV Average$2,105$107
16Mercedes-Benz GLE350$2,150$152
17BMW X5$2,224$226
18Mercedes-Benz GLE400$2,236$238
19Maserati Levante$2,340$342
20Mercedes-Benz AMG GLE43$2,480$482
21Tesla Model X$2,520$522
22Porsche Cayenne$2,532$534
23Mercedes-Benz AMG GLE63$2,638$640
24BMW X6$2,712$714

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2017 MKT Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2017 Lincoln MKT.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2017 Lincoln MKT Insurance Rates by Trim Level
2017 Lincoln MKT Trim Level Annual Premium Cost Per Month
2WD$1,972$164
Elite AWD$2,024$169

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2017 Lincoln MKT for different driver ages.

2017 Lincoln MKT Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,229$602
17$6,978$582
18$6,200$517
19$5,662$472
20$4,320$360
21$4,121$343
22$3,679$307
23$3,037$253
24$2,862$239
25$2,320$193
30$2,122$177
35$2,054$171
40$1,998$167
45$1,872$156
50$1,774$148
55$1,658$138
60$1,662$139
65$1,770$148
70$1,926$161
75$2,282$190
80$2,818$235

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lincoln MKT trim levels.