2022 Lincoln Nautilus Car Insurance Calculator

Monitor in real-time how choices you make impact the cost of insurance for a 2022 Lincoln Nautilus. Modify options like driver's age, policy discounts, and trim level and watch how each affects your rate. Know immediately why rates increase or decrease and by how much.

The average estimated car insurance premium for a 2022 Lincoln Nautilus is $2,340 per year, or about $195 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,340

Cost Per Month

$195

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lincoln Nautilus Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Lincoln Nautilus.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,340
Average Rate
Your Rate
$2,340

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Lincoln Nautilus trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Lincoln Nautilus is $2,340.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Lincoln Nautilus Segment Comparison

The table below compares insurance rates for the 2022 Lincoln Nautilus against all other models in the midsize luxury SUV segment. The Lincoln Nautilus is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lincoln Nautilus, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lincoln Nautilus.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Lincoln Nautilus Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac XT5$2,102-$238
2Infiniti QX50$2,160-$180
3Jaguar E-Pace$2,192-$148
4Lexus RX 350$2,202-$138
5Acura MDX$2,214-$126
6Lexus RX 450h$2,254-$86
7Lexus RX 350L$2,282-$58
8Cadillac XT6$2,298-$42
9Volvo V60$2,310-$30
10Land Rover Discovery Sport$2,318-$22
11Land Rover Discovery$2,328-$12
12Lincoln Nautilus$2,340--
13Lexus RX 450hL$2,346$6
14Volvo V90$2,368$28
15Mercedes-Benz GLE350$2,396$56
16Lincoln Aviator$2,408$68
17Mercedes-Benz AMG GLB35$2,436$96
18Mercedes-Benz GLE450$2,442$102
19Genesis GV80$2,446$106
20Lexus GX 460$2,478$138
21Infiniti QX60$2,488$148
22Audi SQ5$2,526$186
2022 Midsize Luxury SUV Average$2,575$235
23Mercedes-Benz AMG GLC43$2,590$250
24BMW X5$2,718$378
25Audi Q7$2,802$462
26Land Rover Range Rover Sport$2,832$492
27BMW iX$2,854$514
28Audi Q8$2,866$526
29Tesla Model X$2,892$552
30Audi e-tron$2,900$560
31Audi SQ7$2,980$640
32Mercedes-Benz AMG GLE53$3,018$678
33BMW X6$3,086$746
34Mercedes-Benz AMG GLE63$3,216$876
35Porsche Cayenne$3,248$908
36Audi RS 6$3,354$1,014

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Nautilus Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Lincoln Nautilus.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Lincoln Nautilus Insurance Rates by Trim Level
2022 Lincoln Nautilus Trim Level Annual Premium Cost Per Month
Standard 2WD$2,150$179
Standard AWD$2,200$183
Reserve 2WD$2,270$189
Reserve AWD$2,334$195
Reserve I 2WD$2,348$196
Reserve I AWD$2,394$200
Reserve II 2WD$2,418$202
Reserve II AWD$2,462$205
Black Label AWD$2,476$206

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Lincoln Nautilus for different driver ages.

2022 Lincoln Nautilus Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,456$705
17$8,192$683
18$7,336$611
19$6,669$556
20$5,096$425
21$4,858$405
22$4,344$362
23$3,553$296
24$3,361$280
25$2,720$227
30$2,494$208
35$2,402$200
40$2,340$195
45$2,184$182
50$2,070$173
55$1,934$161
60$1,940$162
65$2,070$173
70$2,246$187
75$2,650$221
80$3,278$273

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lincoln Nautilus trim levels.