Maserati Ghibli Car Insurance Calculator

Discover how the choices you make influence insurance rates for a Maserati Ghibli. Experiment with trim level options, driving record, policy coverages, and annual miles driven to see the impact on rates. Instantly see how much rates change and learn exactly why.

The average estimated car insurance premium for a 2018 Maserati Ghibli is $3,058 per year, or about $255 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,058

Cost Per Month

$255

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Maserati Ghibli Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Maserati Ghibli.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,058
Average Rate
Your Rate
$3,058

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Maserati Ghibli.

The 'Average Rate' is a combined value for all Maserati Ghibli trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Maserati Ghibli is $3,058.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Maserati Ghibli Segment Comparison

The table below compares insurance rates for the 2018 Maserati Ghibli against all other models in the large luxury car segment. The Maserati Ghibli is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Maserati Ghibli, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Maserati Ghibli.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Maserati Ghibli Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lincoln Continental$1,946-$1,112
2Cadillac CTS$2,010-$1,048
3Audi A5$2,090-$968
4Cadillac XTS$2,130-$928
5Cadillac CT6$2,156-$902
6Volvo S90$2,234-$824
7Lexus LS 500$2,318-$740
8Infiniti Q70$2,324-$734
9Acura RLX$2,364-$694
10Lexus LS 500H$2,408-$650
11Mercedes-Benz CLS550$2,464-$594
12Lexus GS 450$2,488-$570
13Infiniti Q60$2,536-$522
14Mercedes-Benz C63 AMG$2,582-$476
15Cadillac CTS-V$2,654-$404
16Mercedes-Benz S450$2,680-$378
17Jaguar XJ$2,692-$366
18Genesis G90$2,700-$358
2018 Large Luxury Car Average$2,783-$275
19BMW 740e$2,804-$254
20BMW 740i$2,824-$234
21Mercedes-Benz S560$2,832-$226
22BMW 650i$2,838-$220
23Audi RS 7$2,940-$118
24Mercedes-Benz E63 AMG$3,020-$38
25Mercedes-Benz CLS63 AMG$3,046-$12
26BMW 750i$3,054-$4
27Maserati Ghibli$3,058--
28Porsche Panamera$3,118$60
29Audi A8$3,148$90
30BMW Alpina B6$3,234$176
31Maserati Quattroporte$3,246$188
32Audi S8$3,346$288
33Mercedes-Benz AMG$3,372$314
34Mercedes-Benz AMG S63$3,438$380
35BMW M760i$3,668$610
36Mercedes-Benz S65 AMG$4,432$1,374

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 Ghibli Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Maserati Ghibli.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Maserati Ghibli Insurance Rates by Trim Level
2018 Maserati Ghibli Trim Level Annual Premium Cost Per Month
Sedan$2,952$246
Granlusso Sedan$3,010$251
Gransport Sedan$3,010$251
S Sedan$3,010$251
S Q4 Sedan$3,064$255
S Granlusso Sedan$3,120$260
S Gransport Sedan$3,120$260
S Q4 Granlusso Sedan$3,120$260
S Q4 Gransport Sedan$3,120$260

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Maserati Ghibli for different driver ages.

2018 Maserati Ghibli Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,840$903
17$10,547$879
18$9,533$794
19$8,644$720
20$6,637$553
21$6,332$528
22$5,679$473
23$4,629$386
24$4,388$366
25$3,562$297
30$3,272$273
35$3,140$262
40$3,058$255
45$2,854$238
50$2,698$225
55$2,518$210
60$2,528$211
65$2,698$225
70$2,902$242
75$3,398$283
80$4,192$349

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Maserati Ghibli trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Maserati Ghibli.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Maserati Ghibli Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2018 Maserati Ghibli$3,058$255
2017 Maserati Ghibli$2,856$238
2016 Maserati Ghibli$2,684$224
2015 Maserati Ghibli$2,406$201
2014 Maserati Ghibli$2,282$190

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Maserati Ghibli trim levels for each model year.