2014 Mazda 3 Car Insurance Calculator

See in real-time how different driver and vehicle factors affect the cost of insurance for a 2014 Mazda 3. Adjust factors such as policy coverages, liability limits, deductibles, and driver's age. Instantly see if rates go up or down and learn why.

The average estimated car insurance premium for a 2014 Mazda 3 is $1,414 per year, or about $118 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,414

Cost Per Month

$118

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mazda 3 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 Mazda 3.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,414
Average Rate
Your Rate
$1,414

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 Mazda 3 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 Mazda 3 is $1,414.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 Mazda 3 vs. the Small Car Segment

The table below compares insurance rates for the 2014 Mazda 3 against all other models in the small car segment. The Mazda 3 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mazda 3, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mazda 3.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 Mazda 3 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Scion IQ$1,066-$348
2Kia Rio5$1,278-$136
3Nissan Versa$1,284-$130
4Ford Fiesta$1,290-$124
5Hyundai Accent$1,298-$116
6Toyota Yaris$1,302-$112
7Smart Fortwo$1,306-$108
8Nissan Sentra$1,312-$102
9Chevrolet Sonic$1,316-$98
10Chevrolet Spark$1,322-$92
11Kia Rio$1,334-$80
12Mazda 2$1,348-$66
13Chrysler Fiat 500$1,366-$48
14Honda Civic$1,368-$46
15Hyundai Veloster$1,378-$36
16Toyota Corolla$1,390-$24
17Nissan Leaf$1,396-$18
18Hyundai Elantra$1,402-$12
19Mazda 3$1,414--
20Volkswagen Golf$1,428$14
21Honda CR-Z$1,432$18
2014 Small Car Average$1,433$19
22Kia Forte$1,440$26
23Ford Focus$1,456$42
24Toyota Prius$1,470$56
25Volkswagen GTI$1,492$78
26Volkswagen Beetle$1,502$88
27Subaru Impreza$1,504$90
28Scion FR-S$1,514$100
29Volkswagen Jetta$1,520$106
30Chevrolet Volt$1,532$118
31Chevrolet Cruze$1,646$232
32Honda Fit$1,656$242
33Volkswagen EOS$1,660$246
34Mitsubishi Lancer$1,710$296
35Dodge Dart$1,720$306
36Scion TC$1,726$312

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 3 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 Mazda 3.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 Mazda 3 Insurance Rates by Trim Level
2014 Mazda 3 Trim Level Annual Premium Cost Per Month
I SV Sedan$1,296$108
I Sport Hatchback$1,352$113
I Sport Sedan$1,352$113
I Touring Sedan$1,352$113
I Touring Hatchback$1,394$116
I Grand Touring Hatchback$1,436$120
I Grand Touring Sedan$1,436$120
S Grand Touring Sedan$1,468$122
S Touring Hatchback$1,474$123
S Touring Sedan$1,474$123
S Grand Touring Hatchback$1,514$126

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 Mazda 3 for different driver ages.

2014 Mazda 3 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,212$434
17$4,967$414
18$4,295$358
19$3,975$331
20$3,007$251
21$2,868$239
22$2,547$212
23$2,153$179
24$2,011$168
25$1,630$136
30$1,486$124
35$1,458$122
40$1,414$118
45$1,334$111
50$1,272$106
55$1,186$99
60$1,186$99
65$1,258$105
70$1,392$116
75$1,672$139
80$2,062$172

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mazda 3 trim levels.