2015 Mazda 3 Car Insurance Calculator

Learn and understand how seemingly small changes impact car insurance rates for a 2015 Mazda 3. Customize rate factors like 3 trim level, driving record, policy coverages, and annual miles driven. Instantly see if your choice raises or lowers your rate and learn exactly why.

The average estimated car insurance premium for a 2015 Mazda 3 is $1,454 per year, or about $121 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,454

Cost Per Month

$121

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mazda 3 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Mazda 3.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,454
Average Rate
Your Rate
$1,454

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Mazda 3 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Mazda 3 is $1,454.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Mazda 3 vs. the Small Car Segment

The table below compares insurance rates for the 2015 Mazda 3 against all other models in the small car segment. The Mazda 3 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mazda 3, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mazda 3.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Mazda 3 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,262-$192
2Honda Fit$1,266-$188
3Scion IQ$1,276-$178
4Toyota Yaris$1,298-$156
5Ford Fiesta$1,316-$138
6Hyundai Accent$1,320-$134
7Nissan Versa$1,334-$120
8Kia Rio5$1,340-$114
9Chrysler Fiat 500$1,342-$112
10Chevrolet Spark$1,370-$84
11Volkswagen Golf$1,392-$62
12Nissan Sentra$1,398-$56
13Toyota Corolla$1,440-$14
14Honda Civic$1,446-$8
15Mazda 3$1,454--
16Subaru Impreza$1,458$4
17Honda CR-Z$1,460$6
18Chevrolet Sonic$1,468$14
19Kia Rio$1,488$34
20Ford Focus$1,516$62
2015 Small Car Average$1,518$64
21Hyundai Elantra$1,528$74
22Nissan Leaf$1,534$80
23Toyota Prius$1,542$88
24Volkswagen Beetle$1,586$132
25Chevrolet Volt$1,634$180
26Kia Forte$1,654$200
27Hyundai Veloster$1,666$212
28Volkswagen GTI$1,670$216
29Volkswagen EOS$1,692$238
30Scion FR-S$1,698$244
31Volkswagen E-Golf$1,702$248
32Volkswagen Jetta$1,704$250
33Chevrolet Cruze$1,758$304
34Dodge Dart$1,806$352
35Mitsubishi Lancer$1,886$432
36Scion TC$1,950$496

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 3 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Mazda 3.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Mazda 3 Insurance Rates by Trim Level
2015 Mazda 3 Trim Level Annual Premium Cost Per Month
I SV Sedan$1,336$111
I Sport Hatchback$1,394$116
I Sport Sedan$1,394$116
I Touring Sedan$1,394$116
I Touring Hatchback$1,438$120
I Grand Touring Hatchback$1,482$124
I Grand Touring Sedan$1,482$124
S Touring Sedan$1,482$124
S Grand Touring Hatchback$1,528$127
S Grand Touring Sedan$1,528$127
S Touring Hatchback$1,528$127

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Mazda 3 for different driver ages.

2015 Mazda 3 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,359$447
17$5,110$426
18$4,427$369
19$4,094$341
20$3,102$259
21$2,957$246
22$2,625$219
23$2,214$185
24$2,069$172
25$1,678$140
30$1,532$128
35$1,498$125
40$1,454$121
45$1,372$114
50$1,308$109
55$1,220$102
60$1,220$102
65$1,296$108
70$1,428$119
75$1,718$143
80$2,118$177

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mazda 3 trim levels.