2019 Mazda 3 Car Insurance Calculator

Discover and learn how changes to risk factors and vehicle options affect the cost of insurance for a 2019 Mazda 3. Fine-tune factors like driver gender, whether you're married or single, the state and city you live in, and homeowner status. Instantly see if your change increases or decreases premiums and why.

The average estimated car insurance premium for a 2019 Mazda 3 is $1,724 per year, or about $144 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,724

Cost Per Month

$144

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mazda 3 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Mazda 3.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,724
Average Rate
Your Rate
$1,724

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Mazda 3 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Mazda 3 is $1,724.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Mazda 3 vs. the Small Car Segment

The table below compares insurance rates for the 2019 Mazda 3 against all other models in the small car segment. The Mazda 3 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mazda 3, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mazda 3.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Mazda 3 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Fiesta$1,546-$178
2Honda Fit$1,548-$176
3Toyota Corolla$1,552-$172
4Fiat 500$1,560-$164
5Fiat 500L$1,650-$74
6Chevrolet Spark$1,664-$60
7Volkswagen Golf$1,678-$46
8Fiat 124 Spider$1,688-$36
9Hyundai Accent$1,690-$34
10Toyota Yaris$1,694-$30
11Smart Fortwo$1,700-$24
12Subaru Impreza$1,704-$20
13Mazda 3$1,724--
14Honda Civic$1,812$88
15Fiat 500E$1,822$98
16Nissan Sentra$1,842$118
17Nissan Versa$1,852$128
2019 Small Car Average$1,859$135
18Kia Forte$1,862$138
19Hyundai Veloster$1,868$144
20Volkswagen Beetle$1,900$176
21Kia Rio$1,934$210
22Toyota Prius$1,950$226
23Honda Clarity$1,972$248
24Chevrolet Sonic$1,994$270
25Volkswagen GTI$2,000$276
26Hyundai Ioniq$2,016$292
27Chevrolet Cruze$2,036$312
28Chevrolet Volt$2,056$332
29Hyundai Elantra$2,096$372
30Volkswagen Jetta$2,144$420
31Volkswagen E-Golf$2,154$430
32Toyota 86$2,270$546
33Toyota Mirai$2,378$654

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 3 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Mazda 3.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Mazda 3 Insurance Rates by Trim Level
2019 Mazda 3 Trim Level Annual Premium Cost Per Month
Sedan$1,602$134
Hatchback$1,660$138
Select AWD$1,660$138
Select Sedan$1,660$138
AWD Hatchback$1,720$143
Preferred AWD$1,720$143
Preferred Hatchback$1,720$143
Preferred Sedan$1,720$143
Preferred AWD Hatchback$1,780$148
Premium AWD$1,780$148
Premium Hatchback$1,780$148
Premium Sedan$1,780$148
Premium AWD Hatchback$1,840$153

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Mazda 3 for different driver ages.

2019 Mazda 3 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,266$522
17$6,008$501
18$5,269$439
19$4,848$404
20$3,687$307
21$3,518$293
22$3,133$261
23$2,620$218
24$2,458$205
25$1,994$166
30$1,824$152
35$1,776$148
40$1,724$144
45$1,620$135
50$1,542$129
55$1,436$120
60$1,440$120
65$1,530$128
70$1,676$140
75$1,998$167
80$2,460$205

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mazda 3 trim levels.