Mazda CX-3 Car Insurance Calculator

Explore and understand how different risk factors impact the cost of car insurance for a Mazda CX-3. Experiment with rate factors like homeowner status, credit history, and policy coverages to see how insurance rates are affected. Know immediately if the change results in higher or lower rates.

The average estimated car insurance premium for a 2021 Mazda CX-3 is $1,624 per year, or about $135 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,624

Cost Per Month

$135

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mazda CX-3 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Mazda CX-3.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,624
Average Rate
Your Rate
$1,624

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Mazda CX-3.

The 'Average Rate' is a combined value for all Mazda CX-3 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Mazda CX-3 is $1,624.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Mazda CX-3 vs. the Small SUV Segment

The table below compares insurance rates for the 2021 Mazda CX-3 against all other models in the small SUV segment. The Mazda CX-3 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mazda CX-3, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mazda CX-3.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Mazda CX-3 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda CX-3$1,624--
2Honda CR-V$1,688$64
3Mazda CX-5$1,712$88
4Mazda CX-30$1,714$90
5Ford Ecosport$1,720$96
6Toyota C-HR$1,726$102
7Nissan Rogue Sport$1,736$112
8Chevrolet Trax$1,744$120
9Buick Envision$1,756$132
10Nissan Kicks$1,760$136
11Hyundai Kona$1,762$138
12Hyundai Venue$1,768$144
13Hyundai Tucson$1,770$146
14Kia Sportage$1,774$150
15Jeep Compass$1,780$156
16Kia Soul$1,788$164
17Mitsubishi Eclipse Cross$1,792$168
18Chevrolet Equinox$1,794$170
19Chevrolet Trailblazer$1,804$180
20Honda HR-V$1,824$200
21Volkswagen Tiguan$1,830$206
22Subaru Forester$1,846$222
23Nissan Rogue$1,864$240
24Ford Escape$1,868$244
25GMC Terrain$1,872$248
26Subaru Crosstrek$1,876$252
27Kia Seltos$1,884$260
2021 Small SUV Average$1,890$266
28Buick Encore$1,914$290
29Volkswagen ID4$1,932$308
30Fiat 500X$1,940$316
31Ford Bronco Sport$1,946$322
32Jeep Renegade$1,956$332
33Toyota RAV4$2,020$396
34Kia Niro$2,032$408
35Mini Cooper Countryman$2,078$454
36Mini Cooper$2,126$502
37Mitsubishi Mirage$2,152$528
38Chevrolet Bolt$2,160$536
39Mini Cooper Clubman$2,310$686
40Mitsubishi Outlander$2,350$726
41Hyundai Nexo$2,504$880

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 CX-3 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Mazda CX-3.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Mazda CX-3 Insurance Rates by Trim Level
2021 Mazda CX-3 Trim Level Annual Premium Cost Per Month
Sport 2WD$1,550$129
Sport AWD$1,550$129
Touring 2WD$1,614$135
Touring AWD$1,614$135
Grand Touring 2WD$1,678$140
Grand Touring AWD$1,742$145

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Mazda CX-3 for different driver ages.

2021 Mazda CX-3 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,856$488
17$5,632$469
18$4,972$414
19$4,560$380
20$3,479$290
21$3,318$277
22$2,962$247
23$2,464$205
24$2,317$193
25$1,880$157
30$1,722$144
35$1,670$139
40$1,624$135
45$1,524$127
50$1,450$121
55$1,354$113
60$1,356$113
65$1,440$120
70$1,568$131
75$1,862$155
80$2,290$191

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mazda CX-3 trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Mazda CX-3.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Mazda CX-3 Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2021 Mazda CX-3$1,624$135
2020 Mazda CX-3$1,580$132
2019 Mazda CX-3$1,532$128
2018 Mazda CX-3$1,472$123
2017 Mazda CX-3$1,410$118
2016 Mazda CX-3$1,400$117

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mazda CX-3 trim levels for each model year.