2016 Mazda CX-3 Car Insurance Calculator

Discover how decisions you make impact the cost of insurance for a 2016 Mazda CX-3. Experiment with your marital status, location, homeowner status, and credit rating to see the impact on rates. Instantly know how much your choice changes rates and why.

The average estimated car insurance premium for a 2016 Mazda CX-3 is $1,400 per year, or about $117 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,400

Cost Per Month

$117

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mazda CX-3 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Mazda CX-3.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,400
Average Rate
Your Rate
$1,400

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Mazda CX-3 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Mazda CX-3 is $1,400.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Mazda CX-3 vs. the Small SUV Segment

The table below compares insurance rates for the 2016 Mazda CX-3 against all other models in the small SUV segment. The Mazda CX-3 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mazda CX-3, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mazda CX-3.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Mazda CX-3 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,308-$92
2Honda CR-V$1,350-$50
3Buick Encore$1,376-$24
4Jeep Compass$1,386-$14
5Nissan Juke$1,388-$12
6Mazda CX-3$1,400--
7Mazda CX-5$1,434$34
8Honda HR-V$1,442$42
9Mini Cooper Countryman$1,452$52
10Chevrolet Equinox$1,478$78
11GMC Terrain$1,484$84
12Chevrolet Trax$1,504$104
2016 Small SUV Average$1,521$121
13Nissan Rogue$1,522$122
14Mini Cooper$1,528$128
15Mini Cooper Clubman$1,530$130
16Kia Sportage$1,540$140
17Subaru Forester$1,542$142
18Jeep Renegade$1,548$148
19Hyundai Tucson$1,558$158
20Ford Escape$1,588$188
21Toyota RAV4$1,598$198
22Kia Soul$1,602$202
23Buick Envision$1,616$216
24Ford C-Max$1,620$220
25Mitsubishi Outlander$1,634$234
26Mini Cooper Paceman$1,698$298
27Jeep Patriot$1,720$320
28Volkswagen Tiguan$1,738$338

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 CX-3 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Mazda CX-3.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Mazda CX-3 Insurance Rates by Trim Level
2016 Mazda CX-3 Trim Level Annual Premium Cost Per Month
Sport 2WD$1,310$109
Sport AWD$1,360$113
Touring 2WD$1,360$113
Touring AWD$1,408$117
Grand Touring 2WD$1,458$122
Grand Touring AWD$1,504$125

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Mazda CX-3 for different driver ages.

2016 Mazda CX-3 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,134$428
17$4,921$410
18$4,309$359
19$3,961$330
20$3,008$251
21$2,869$239
22$2,552$213
23$2,131$178
24$1,997$166
25$1,618$135
30$1,482$124
35$1,440$120
40$1,400$117
45$1,318$110
50$1,254$105
55$1,170$98
60$1,174$98
65$1,248$104
70$1,364$114
75$1,632$136
80$2,016$168

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mazda CX-3 trim levels.