2018 Mazda CX-3 Car Insurance Calculator

Explore and understand how life choices impact the cost of car insurance for a 2018 Mazda CX-3. Experiment with options like vehicle usage, gender of the driver, and marital status to see how rates are affected. See instantly if the choice you made raises or lower rates and why.

The average estimated car insurance premium for a 2018 Mazda CX-3 is $1,472 per year, or about $123 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,472

Cost Per Month

$123

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mazda CX-3 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Mazda CX-3.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,472
Average Rate
Your Rate
$1,472

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Mazda CX-3 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Mazda CX-3 is $1,472.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Mazda CX-3 vs. the Small SUV Segment

The table below compares insurance rates for the 2018 Mazda CX-3 against all other models in the small SUV segment. The Mazda CX-3 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mazda CX-3, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mazda CX-3.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Mazda CX-3 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Ecosport$1,374-$98
2Nissan Kicks$1,408-$64
3Toyota C-HR$1,412-$60
4Jeep Compass$1,426-$46
5Subaru Crosstrek$1,442-$30
6Hyundai Kona$1,458-$14
7Honda CR-V$1,464-$8
8Mazda CX-3$1,472--
9Chevrolet Equinox$1,554$82
10Honda HR-V$1,560$88
11Mitsubishi Eclipse Cross$1,574$102
12Mazda CX-5$1,606$134
13Subaru Forester$1,622$150
14Chevrolet Trax$1,628$156
2018 Small SUV Average$1,649$177
15Nissan Rogue$1,656$184
16Buick Encore$1,666$194
17Jeep Renegade$1,676$204
18Mini Cooper$1,692$220
19Hyundai Tucson$1,698$226
20Kia Soul$1,702$230
21Volkswagen Tiguan$1,716$244
22Buick Envision$1,740$268
23Toyota RAV4$1,750$278
24Kia Sportage$1,754$282
25Mini Cooper Countryman$1,758$286
26Ford Escape$1,768$296
27Ford C-Max$1,798$326
28GMC Terrain$1,804$332
29Mini Cooper Clubman$1,826$354
30Chevrolet Bolt$1,830$358
31Mitsubishi Mirage$1,832$360
32Kia Niro$1,862$390
33Mitsubishi Outlander$1,880$408

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 CX-3 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Mazda CX-3.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Mazda CX-3 Insurance Rates by Trim Level
2018 Mazda CX-3 Trim Level Annual Premium Cost Per Month
Sport 2WD$1,408$117
Sport AWD$1,408$117
Touring 2WD$1,462$122
Touring AWD$1,462$122
Grand Touring 2WD$1,518$127
Grand Touring AWD$1,574$131

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Mazda CX-3 for different driver ages.

2018 Mazda CX-3 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,348$446
17$5,131$428
18$4,506$376
19$4,141$345
20$3,150$263
21$3,007$251
22$2,679$223
23$2,237$186
24$2,099$175
25$1,702$142
30$1,558$130
35$1,514$126
40$1,472$123
45$1,386$116
50$1,318$110
55$1,228$102
60$1,232$103
65$1,310$109
70$1,428$119
75$1,704$142
80$2,098$175

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mazda CX-3 trim levels.