2019 Mazda CX-3 Car Insurance Calculator

Explore and learn how decisions you make impact the cost of car insurance for a 2019 Mazda CX-3. Customize choices like credit rating, policy coverages, and liability limits and watch the impact on your premiums. See instantly if the option you change raises or lowers your rate.

The average estimated car insurance premium for a 2019 Mazda CX-3 is $1,532 per year, or about $128 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,532

Cost Per Month

$128

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mazda CX-3 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Mazda CX-3.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,532
Average Rate
Your Rate
$1,532

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Mazda CX-3 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Mazda CX-3 is $1,532.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Mazda CX-3 vs. the Small SUV Segment

The table below compares insurance rates for the 2019 Mazda CX-3 against all other models in the small SUV segment. The Mazda CX-3 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mazda CX-3, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mazda CX-3.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Mazda CX-3 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Ecosport$1,446-$86
2Toyota C-HR$1,448-$84
3Jeep Compass$1,506-$26
4Nissan Kicks$1,508-$24
5Honda CR-V$1,522-$10
6Mazda CX-3$1,532--
7Subaru Crosstrek$1,558$26
8Honda HR-V$1,650$118
9Hyundai Kona$1,658$126
10Chevrolet Equinox$1,680$148
11Chevrolet Trax$1,692$160
12Subaru Forester$1,702$170
13Mitsubishi Eclipse Cross$1,710$178
14Buick Encore$1,726$194
15Nissan Rogue$1,738$206
16Mazda CX-5$1,742$210
2019 Small SUV Average$1,755$223
17Fiat 500X$1,768$236
18Buick Envision$1,772$240
19Jeep Renegade$1,786$254
20Hyundai Tucson$1,790$258
21Kia Soul$1,806$274
22Volkswagen Tiguan$1,820$288
23Mini Cooper Countryman$1,832$300
24Toyota RAV4$1,838$306
25Mini Cooper$1,846$314
26Kia Sportage$1,852$320
27Ford Escape$1,862$330
28GMC Terrain$1,882$350
29Chevrolet Bolt$1,898$366
30Mini Cooper Clubman$1,906$374
31Mitsubishi Mirage$1,910$378
32Kia Niro$1,922$390
33Mitsubishi Outlander$2,002$470
34Hyundai Nexo$2,350$818

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 CX-3 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Mazda CX-3.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Mazda CX-3 Insurance Rates by Trim Level
2019 Mazda CX-3 Trim Level Annual Premium Cost Per Month
Sport 2WD$1,464$122
Sport AWD$1,464$122
Touring 2WD$1,524$127
Touring AWD$1,524$127
Grand Touring 2WD$1,584$132
Grand Touring AWD$1,642$137

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Mazda CX-3 for different driver ages.

2019 Mazda CX-3 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,566$464
17$5,345$445
18$4,707$392
19$4,318$360
20$3,289$274
21$3,137$261
22$2,796$233
23$2,328$194
24$2,189$182
25$1,772$148
30$1,626$136
35$1,576$131
40$1,532$128
45$1,440$120
50$1,370$114
55$1,280$107
60$1,282$107
65$1,362$114
70$1,486$124
75$1,770$148
80$2,178$182

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mazda CX-3 trim levels.