2020 Mazda CX-3 Car Insurance Calculator

Watch in real-time how different factors affect the cost of insurance for a 2020 Mazda CX-3. Play around with factors like driver's age, policy discounts, CX-3 trim level, and driving record. Find out instantly if rates change for better or worse.

The average estimated car insurance premium for a 2020 Mazda CX-3 is $1,580 per year, or about $132 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,580

Cost Per Month

$132

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mazda CX-3 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Mazda CX-3.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,580
Average Rate
Your Rate
$1,580

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Mazda CX-3 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Mazda CX-3 is $1,580.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Mazda CX-3 vs. the Small SUV Segment

The table below compares insurance rates for the 2020 Mazda CX-3 against all other models in the small SUV segment. The Mazda CX-3 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mazda CX-3, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mazda CX-3.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Mazda CX-3 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda CX-3$1,580--
2Honda CR-V$1,638$58
3Mazda CX-5$1,658$78
4Mazda CX-30$1,664$84
5Ford Ecosport$1,670$90
6Toyota C-HR$1,676$96
7Nissan Rogue Sport$1,686$106
8Buick Envision$1,702$122
9Chevrolet Trax$1,706$126
10Nissan Kicks$1,708$128
11Mitsubishi Eclipse Cross$1,710$130
12Hyundai Kona$1,714$134
13Hyundai Tucson$1,718$138
14Kia Sportage$1,722$142
15Kia Soul$1,736$156
16Hyundai Venue$1,738$158
17Chevrolet Equinox$1,742$162
18Jeep Compass$1,756$176
19Volkswagen Tiguan$1,774$194
20Honda HR-V$1,784$204
21Subaru Forester$1,792$212
22Buick Encore$1,802$222
23Nissan Rogue$1,808$228
24Ford Escape$1,814$234
25Subaru Crosstrek$1,820$240
26GMC Terrain$1,826$246
2020 Small SUV Average$1,835$255
27Fiat 500X$1,886$306
28Jeep Renegade$1,900$320
29Toyota RAV4$1,962$382
30Kia Niro$1,976$396
31Mini Cooper Countryman$2,014$434
32Mini Cooper$2,062$482
33Mitsubishi Mirage$2,092$512
34Chevrolet Bolt$2,100$520
35Mini Cooper Clubman$2,244$664
36Mitsubishi Outlander$2,280$700
37Hyundai Nexo$2,428$848

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 CX-3 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Mazda CX-3.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Mazda CX-3 Insurance Rates by Trim Level
2020 Mazda CX-3 Trim Level Annual Premium Cost Per Month
Sport 2WD$1,506$126
Sport AWD$1,506$126
Touring 2WD$1,568$131
Touring AWD$1,568$131
Grand Touring 2WD$1,630$136
Grand Touring AWD$1,694$141

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Mazda CX-3 for different driver ages.

2020 Mazda CX-3 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,704$475
17$5,481$457
18$4,832$403
19$4,437$370
20$3,382$282
21$3,228$269
22$2,878$240
23$2,395$200
24$2,252$188
25$1,828$152
30$1,674$140
35$1,626$136
40$1,580$132
45$1,482$124
50$1,412$118
55$1,318$110
60$1,320$110
65$1,402$117
70$1,526$127
75$1,816$151
80$2,234$186

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mazda CX-3 trim levels.