2021 Mazda CX-30 Car Insurance Calculator

Get instant feedback how life choices impact the cost of car insurance for a 2021 Mazda CX-30. Modify options like policy coverages, liability limits, and deductibles to see how each affects your premiums. Instantly discover if the change you make has positive or negative consequenses.

The average estimated car insurance premium for a 2021 Mazda CX-30 is $1,714 per year, or about $143 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,714

Cost Per Month

$143

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mazda CX-30 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Mazda CX-30.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,714
Average Rate
Your Rate
$1,714

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Mazda CX-30 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Mazda CX-30 is $1,714.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Mazda CX-30 vs. the Small SUV Segment

The table below compares insurance rates for the 2021 Mazda CX-30 against all other models in the small SUV segment. The Mazda CX-30 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mazda CX-30, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mazda CX-30.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Mazda CX-30 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda CX-3$1,624-$90
2Honda CR-V$1,688-$26
3Mazda CX-5$1,712-$2
4Mazda CX-30$1,714--
5Ford Ecosport$1,720$6
6Toyota C-HR$1,726$12
7Nissan Rogue Sport$1,736$22
8Chevrolet Trax$1,744$30
9Buick Envision$1,756$42
10Nissan Kicks$1,760$46
11Hyundai Kona$1,762$48
12Hyundai Venue$1,768$54
13Hyundai Tucson$1,770$56
14Kia Sportage$1,774$60
15Jeep Compass$1,780$66
16Kia Soul$1,788$74
17Mitsubishi Eclipse Cross$1,792$78
18Chevrolet Equinox$1,794$80
19Chevrolet Trailblazer$1,804$90
20Honda HR-V$1,824$110
21Volkswagen Tiguan$1,830$116
22Subaru Forester$1,846$132
23Nissan Rogue$1,864$150
24Ford Escape$1,868$154
25GMC Terrain$1,872$158
26Subaru Crosstrek$1,876$162
27Kia Seltos$1,884$170
2021 Small SUV Average$1,890$176
28Buick Encore$1,914$200
29Volkswagen ID4$1,932$218
30Fiat 500X$1,940$226
31Ford Bronco Sport$1,946$232
32Jeep Renegade$1,956$242
33Toyota RAV4$2,020$306
34Kia Niro$2,032$318
35Mini Cooper Countryman$2,078$364
36Mini Cooper$2,126$412
37Mitsubishi Mirage$2,152$438
38Chevrolet Bolt$2,160$446
39Mini Cooper Clubman$2,310$596
40Mitsubishi Outlander$2,350$636
41Hyundai Nexo$2,504$790

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 CX-30 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Mazda CX-30.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Mazda CX-30 Insurance Rates by Trim Level
2021 Mazda CX-30 Trim Level Annual Premium Cost Per Month
Base 2WD$1,570$131
Base AWD$1,632$136
Select 2WD$1,632$136
Select AWD$1,698$142
Preferred 2WD$1,762$147
Preferred AWD$1,762$147
Premium 2WD$1,826$152
Premium AWD$1,826$152

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Mazda CX-30 for different driver ages.

2021 Mazda CX-30 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,115$510
17$5,891$491
18$5,223$435
19$4,784$399
20$3,658$305
21$3,491$291
22$3,122$260
23$2,591$216
24$2,442$204
25$1,982$165
30$1,820$152
35$1,762$147
40$1,714$143
45$1,606$134
50$1,528$127
55$1,426$119
60$1,428$119
65$1,516$126
70$1,644$137
75$1,946$162
80$2,390$199

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mazda CX-30 trim levels.