2023 Mazda CX-30 Car Insurance Calculator

Explore and learn how different factors impact the cost of insurance for a 2023 Mazda CX-30. Change driving record, coverage levels, mileage driven, and vehicle usage plus many other factors. Instantly know if rates go up or down and learn why.

The average estimated car insurance premium for a 2023 Mazda CX-30 is $1,936 per year, or about $161 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,936

Cost Per Month

$161

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mazda CX-30 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Mazda CX-30.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,936
Average Rate
Your Rate
$1,936

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Mazda CX-30 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Mazda CX-30 is $1,936.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Mazda CX-30 vs. the Small SUV Segment

The table below compares insurance rates for the 2023 Mazda CX-30 against all other models in the small SUV segment. The Mazda CX-30 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mazda CX-30, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mazda CX-30.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Mazda CX-30 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Trailblazer$1,722-$214
2Subaru Crosstrek$1,740-$196
3Nissan Kicks$1,744-$192
4Nissan Rogue Sport$1,776-$160
5Mazda CX-5$1,794-$142
6Buick Encore$1,814-$122
7Buick Envision$1,822-$114
8Kia Seltos$1,844-$92
9Hyundai Venue$1,854-$82
10Honda HR-V$1,886-$50
11Hyundai Kona$1,910-$26
12Subaru Forester$1,926-$10
13Honda CR-V$1,932-$4
14Mazda CX-30$1,936--
15Chevrolet Trax$1,950$14
16Volkswagen Tiguan$1,978$42
17Ford Bronco Sport$1,984$48
18Fiat 500X$2,018$82
19Kia Soul$2,022$86
20GMC Terrain$2,024$88
21Mitsubishi Eclipse Cross$2,034$98
22Chevrolet Equinox$2,048$112
23Toyota Corolla Cross$2,056$120
24Volkswagen Taos$2,062$126
25Mazda CX-50$2,064$128
2023 Small SUV Average$2,073$137
26Hyundai Tucson$2,082$146
27Ford Escape$2,086$150
28Nissan Rogue$2,094$158
29Kia Niro$2,110$174
30Toyota RAV4$2,112$176
31Mazda MX-30$2,116$180
32Mini Cooper$2,126$190
33Jeep Compass$2,130$194
34Mini Cooper Clubman$2,162$226
35Jeep Renegade$2,192$256
36Chevrolet Bolt$2,206$270
37Toyota bz4X$2,216$280
38Hyundai Ioniq 5$2,260$324
39Kia Sportage$2,270$334
40Mini Cooper Countryman$2,338$402
41Mitsubishi Mirage$2,340$404
42Mitsubishi Outlander$2,352$416
43Volkswagen ID4$2,366$430
44Kia EV6$2,416$480
45Dodge Hornet$2,418$482
46Hyundai Nexo$2,508$572
47Ford Mustang Mach-E$2,576$640

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 CX-30 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Mazda CX-30.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Mazda CX-30 Insurance Rates by Trim Level
2023 Mazda CX-30 Trim Level Annual Premium Cost Per Month
2.5 S AWD$1,728$144
2.5 S Select AWD$1,794$150
2.5 S Preferred AWD$1,878$157
2.5 S Premium AWD$1,974$165
2.5 S Carbon Edition AWD$1,974$165
2.5 Turbo Premium AWD$2,016$168
2.5 Turbo Premium Plus AWD$2,194$183

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Mazda CX-30 for different driver ages.

2023 Mazda CX-30 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,915$576
17$6,682$557
18$5,958$497
19$5,440$453
20$4,161$347
21$3,970$331
22$3,549$296
23$2,932$244
24$2,764$230
25$2,246$187
30$2,060$172
35$1,990$166
40$1,936$161
45$1,814$151
50$1,722$144
55$1,606$134
60$1,610$134
65$1,714$143
70$1,854$155
75$2,186$182
80$2,692$224

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mazda CX-30 trim levels.