Mazda CX-5 Car Insurance Calculator

Discover how decisions you make impact the insurance cost for a Mazda CX-5. Adjust factors such as driver's age, policy discounts, CX-5 trim level, and driving record. Find out instantly why rates increase or decrease and by how much.

The average estimated car insurance premium for a 2024 Mazda CX-5 is $1,910 per year, or about $159 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,910

Cost Per Month

$159

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mazda CX-5 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Mazda CX-5.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,910
Average Rate
Your Rate
$1,910

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Mazda CX-5.

The 'Average Rate' is a combined value for all Mazda CX-5 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Mazda CX-5 is $1,910.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Mazda CX-5 vs. the Small SUV Segment

The table below compares insurance rates for the 2024 Mazda CX-5 against all other models in the small SUV segment. The Mazda CX-5 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mazda CX-5, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mazda CX-5.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Mazda CX-5 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,730-$180
2Chevrolet Trailblazer$1,760-$150
3Kia Soul$1,826-$84
4Nissan Kicks$1,844-$66
5Buick Envision$1,878-$32
6Toyota Corolla Cross$1,888-$22
7Hyundai Venue$1,902-$8
8Mazda CX-5$1,910--
9Ford Bronco Sport$1,918$8
10Volkswagen Tiguan$1,938$28
11Buick Encore$1,988$78
12Honda CR-V$1,996$86
13Volkswagen Taos$2,008$98
14Kia Niro$2,014$104
15Honda HR-V$2,040$130
16Subaru Forester$2,084$174
17Kia Seltos$2,094$184
18GMC Terrain$2,096$186
19Nissan Rogue$2,106$196
20Hyundai Kona$2,110$200
21Mazda CX-30$2,114$204
22Volkswagen ID4$2,124$214
23Ford Escape$2,138$228
2024 Small SUV Average$2,154$244
24Chevrolet Equinox$2,158$248
25Toyota RAV4$2,162$252
26Mazda MX-30$2,172$262
27Hyundai Tucson$2,176$266
28Chevrolet Trax$2,210$300
29Mini Cooper Clubman$2,220$310
30Mini Cooper$2,226$316
31Mitsubishi Eclipse Cross$2,246$336
32Jeep Renegade$2,252$342
33Mitsubishi Outlander$2,280$370
34Kia Sportage$2,294$384
35Hyundai Ioniq 5$2,302$392
36Nissan Ariya$2,304$394
37Fiat 500X$2,310$400
38Mini Cooper Countryman$2,318$408
39Subaru Solterra$2,320$410
40Mazda CX-50$2,326$416
41Toyota bz4X$2,330$420
42Mitsubishi Mirage$2,342$432
43Kia EV6$2,416$506
44Dodge Hornet$2,492$582
45Jeep Compass$2,536$626
46Hyundai Nexo$2,584$674
47Ford Mustang Mach-E$2,742$832

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 CX-5 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Mazda CX-5.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Mazda CX-5 Insurance Rates by Trim Level
2024 Mazda CX-5 Trim Level Annual Premium Cost Per Month
2.5 S Select$1,790$149
2.5 S Preferred$1,824$152
2.5 S Carbon Edition$1,858$155
2.5 S Premium$1,900$158
2.5 S Premium Plus$1,954$163
2.5 Carbon Turbo$1,964$164
2.5 Turbo Premium$1,974$165
2.5 Turbo Signature$2,020$168

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Mazda CX-5 for different driver ages.

2024 Mazda CX-5 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,694$558
17$6,506$542
18$5,872$489
19$5,334$445
20$4,100$342
21$3,913$326
22$3,511$293
23$2,876$240
24$2,724$227
25$2,216$185
30$2,042$170
35$1,960$163
40$1,910$159
45$1,786$149
50$1,690$141
55$1,578$132
60$1,582$132
65$1,684$140
70$1,808$151
75$2,108$176
80$2,592$216

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mazda CX-5 trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Mazda CX-5.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Mazda CX-5 Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Mazda CX-5$1,910$159
2023 Mazda CX-5$1,794$150
2022 Mazda CX-5$1,626$136
2021 Mazda CX-5$1,712$143
2020 Mazda CX-5$1,658$138
2019 Mazda CX-5$1,742$145
2018 Mazda CX-5$1,606$134
2017 Mazda CX-5$1,540$128
2016 Mazda CX-5$1,434$120
2015 Mazda CX-5$1,232$103
2014 Mazda CX-5$1,418$118
2013 Mazda CX-5$1,274$106

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mazda CX-5 trim levels for each model year.