2016 Mazda CX-5 Car Insurance Calculator

Watch in real-time how changes to different risk factors impact the cost of insurance for a 2016 Mazda CX-5. Set options like policy discounts, trim level, and driving violations and watch the impact each has on cost. See instantly if and why the choice you make has an impact on insurance rates.

The average estimated car insurance premium for a 2016 Mazda CX-5 is $1,434 per year, or about $120 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,434

Cost Per Month

$120

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mazda CX-5 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Mazda CX-5.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,434
Average Rate
Your Rate
$1,434

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Mazda CX-5 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Mazda CX-5 is $1,434.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Mazda CX-5 vs. the Small SUV Segment

The table below compares insurance rates for the 2016 Mazda CX-5 against all other models in the small SUV segment. The Mazda CX-5 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mazda CX-5, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mazda CX-5.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Mazda CX-5 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,308-$126
2Honda CR-V$1,350-$84
3Buick Encore$1,376-$58
4Jeep Compass$1,386-$48
5Nissan Juke$1,388-$46
6Mazda CX-3$1,400-$34
7Mazda CX-5$1,434--
8Honda HR-V$1,442$8
9Mini Cooper Countryman$1,452$18
10Chevrolet Equinox$1,478$44
11GMC Terrain$1,484$50
12Chevrolet Trax$1,504$70
2016 Small SUV Average$1,521$87
13Nissan Rogue$1,522$88
14Mini Cooper$1,528$94
15Mini Cooper Clubman$1,530$96
16Kia Sportage$1,540$106
17Subaru Forester$1,542$108
18Jeep Renegade$1,548$114
19Hyundai Tucson$1,558$124
20Ford Escape$1,588$154
21Toyota RAV4$1,598$164
22Kia Soul$1,602$168
23Buick Envision$1,616$182
24Ford C-Max$1,620$186
25Mitsubishi Outlander$1,634$200
26Mini Cooper Paceman$1,698$264
27Jeep Patriot$1,720$286
28Volkswagen Tiguan$1,738$304

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 CX-5 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Mazda CX-5.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Mazda CX-5 Insurance Rates by Trim Level
2016 Mazda CX-5 Trim Level Annual Premium Cost Per Month
Sport 2WD$1,320$110
Sport AWD$1,416$118
Touring 2WD$1,416$118
Touring AWD$1,450$121
Grand Touring 2WD$1,498$125
Grand Touring AWD$1,498$125

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Mazda CX-5 for different driver ages.

2016 Mazda CX-5 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,305$442
17$5,092$424
18$4,471$373
19$4,100$342
20$3,112$259
21$2,964$247
22$2,636$220
23$2,183$182
24$2,051$171
25$1,660$138
30$1,518$127
35$1,474$123
40$1,434$120
45$1,346$112
50$1,282$107
55$1,198$100
60$1,202$100
65$1,280$107
70$1,400$117
75$1,676$140
80$2,078$173

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mazda CX-5 trim levels.