2018 Mazda CX-5 Car Insurance Calculator

Get instant feedback how changes to risk factors and vehicle options impact car insurance rates for a 2018 Mazda CX-5. Modify choices like policy discounts, CX-5 trim level, driving record, and coverage amounts. Know immediately if the changes you make raise or lower the cost of insurance.

The average estimated car insurance premium for a 2018 Mazda CX-5 is $1,606 per year, or about $134 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,606

Cost Per Month

$134

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mazda CX-5 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Mazda CX-5.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,606
Average Rate
Your Rate
$1,606

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Mazda CX-5 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Mazda CX-5 is $1,606.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Mazda CX-5 vs. the Small SUV Segment

The table below compares insurance rates for the 2018 Mazda CX-5 against all other models in the small SUV segment. The Mazda CX-5 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mazda CX-5, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mazda CX-5.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Mazda CX-5 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Ecosport$1,374-$232
2Nissan Kicks$1,408-$198
3Toyota C-HR$1,412-$194
4Jeep Compass$1,426-$180
5Subaru Crosstrek$1,442-$164
6Hyundai Kona$1,458-$148
7Honda CR-V$1,464-$142
8Mazda CX-3$1,472-$134
9Chevrolet Equinox$1,554-$52
10Honda HR-V$1,560-$46
11Mitsubishi Eclipse Cross$1,574-$32
12Mazda CX-5$1,606--
13Subaru Forester$1,622$16
14Chevrolet Trax$1,628$22
2018 Small SUV Average$1,649$43
15Nissan Rogue$1,656$50
16Buick Encore$1,666$60
17Jeep Renegade$1,676$70
18Mini Cooper$1,692$86
19Hyundai Tucson$1,698$92
20Kia Soul$1,702$96
21Volkswagen Tiguan$1,716$110
22Buick Envision$1,740$134
23Toyota RAV4$1,750$144
24Kia Sportage$1,754$148
25Mini Cooper Countryman$1,758$152
26Ford Escape$1,768$162
27Ford C-Max$1,798$192
28GMC Terrain$1,804$198
29Mini Cooper Clubman$1,826$220
30Chevrolet Bolt$1,830$224
31Mitsubishi Mirage$1,832$226
32Kia Niro$1,862$256
33Mitsubishi Outlander$1,880$274

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 CX-5 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Mazda CX-5.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Mazda CX-5 Insurance Rates by Trim Level
2018 Mazda CX-5 Trim Level Annual Premium Cost Per Month
Sport 2WD$1,540$128
Sport AWD$1,540$128
Touring 2WD$1,596$133
Touring AWD$1,596$133
Grand Touring 2WD$1,652$138
Grand Touring AWD$1,706$142

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Mazda CX-5 for different driver ages.

2018 Mazda CX-5 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,849$487
17$5,632$469
18$4,981$415
19$4,555$380
20$3,470$289
21$3,310$276
22$2,949$246
23$2,440$203
24$2,295$191
25$1,860$155
30$1,704$142
35$1,650$138
40$1,606$134
45$1,506$126
50$1,432$119
55$1,336$111
60$1,340$112
65$1,428$119
70$1,556$130
75$1,848$154
80$2,282$190

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mazda CX-5 trim levels.