2020 Mazda CX-5 Car Insurance Calculator

Learn visually how changes to risk factors and vehicle options influence insurance rates for a 2020 Mazda CX-5. Tweak settings like annual miles driven, vehicle usage, and gender of the driver to see how insurance cost is affected. Know immediately if the choices you make are positive or negative.

The average estimated car insurance premium for a 2020 Mazda CX-5 is $1,658 per year, or about $138 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,658

Cost Per Month

$138

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mazda CX-5 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Mazda CX-5.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,658
Average Rate
Your Rate
$1,658

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Mazda CX-5 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Mazda CX-5 is $1,658.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Mazda CX-5 vs. the Small SUV Segment

The table below compares insurance rates for the 2020 Mazda CX-5 against all other models in the small SUV segment. The Mazda CX-5 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mazda CX-5, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mazda CX-5.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Mazda CX-5 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda CX-3$1,580-$78
2Honda CR-V$1,638-$20
3Mazda CX-5$1,658--
4Mazda CX-30$1,664$6
5Ford Ecosport$1,670$12
6Toyota C-HR$1,676$18
7Nissan Rogue Sport$1,686$28
8Buick Envision$1,702$44
9Chevrolet Trax$1,706$48
10Nissan Kicks$1,708$50
11Mitsubishi Eclipse Cross$1,710$52
12Hyundai Kona$1,714$56
13Hyundai Tucson$1,718$60
14Kia Sportage$1,722$64
15Kia Soul$1,736$78
16Hyundai Venue$1,738$80
17Chevrolet Equinox$1,742$84
18Jeep Compass$1,756$98
19Volkswagen Tiguan$1,774$116
20Honda HR-V$1,784$126
21Subaru Forester$1,792$134
22Buick Encore$1,802$144
23Nissan Rogue$1,808$150
24Ford Escape$1,814$156
25Subaru Crosstrek$1,820$162
26GMC Terrain$1,826$168
2020 Small SUV Average$1,835$177
27Fiat 500X$1,886$228
28Jeep Renegade$1,900$242
29Toyota RAV4$1,962$304
30Kia Niro$1,976$318
31Mini Cooper Countryman$2,014$356
32Mini Cooper$2,062$404
33Mitsubishi Mirage$2,092$434
34Chevrolet Bolt$2,100$442
35Mini Cooper Clubman$2,244$586
36Mitsubishi Outlander$2,280$622
37Hyundai Nexo$2,428$770

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 CX-5 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Mazda CX-5.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Mazda CX-5 Insurance Rates by Trim Level
2020 Mazda CX-5 Trim Level Annual Premium Cost Per Month
Sport 2WD$1,512$126
Sport AWD$1,574$131
Touring 2WD$1,574$131
Touring AWD$1,636$136
Grand Touring 2WD$1,698$142
Grand Touring AWD$1,698$142
Grand Touring Reserve AWD$1,760$147
Signature AWD$1,820$152

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Mazda CX-5 for different driver ages.

2020 Mazda CX-5 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,862$489
17$5,679$473
18$5,093$424
19$4,639$387
20$3,554$296
21$3,393$283
22$3,040$253
23$2,498$208
24$2,362$197
25$1,924$160
30$1,768$147
35$1,704$142
40$1,658$138
45$1,552$129
50$1,472$123
55$1,376$115
60$1,378$115
65$1,466$122
70$1,578$132
75$1,848$154
80$2,278$190

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mazda CX-5 trim levels.