2021 Mazda CX-5 Car Insurance Calculator

Discover and learn how the choices you make impact the insurance cost for a 2021 Mazda CX-5. Customize choices like credit rating, policy coverages, and liability limits and watch the impact on your premiums. See instantly if the change you make raises or lowers insurance rates and why.

The average estimated car insurance premium for a 2021 Mazda CX-5 is $1,712 per year, or about $143 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,712

Cost Per Month

$143

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mazda CX-5 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Mazda CX-5.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,712
Average Rate
Your Rate
$1,712

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Mazda CX-5 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Mazda CX-5 is $1,712.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Mazda CX-5 vs. the Small SUV Segment

The table below compares insurance rates for the 2021 Mazda CX-5 against all other models in the small SUV segment. The Mazda CX-5 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mazda CX-5, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mazda CX-5.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Mazda CX-5 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda CX-3$1,624-$88
2Honda CR-V$1,688-$24
3Mazda CX-5$1,712--
4Mazda CX-30$1,714$2
5Ford Ecosport$1,720$8
6Toyota C-HR$1,726$14
7Nissan Rogue Sport$1,736$24
8Chevrolet Trax$1,744$32
9Buick Envision$1,756$44
10Nissan Kicks$1,760$48
11Hyundai Kona$1,762$50
12Hyundai Venue$1,768$56
13Hyundai Tucson$1,770$58
14Kia Sportage$1,774$62
15Jeep Compass$1,780$68
16Kia Soul$1,788$76
17Mitsubishi Eclipse Cross$1,792$80
18Chevrolet Equinox$1,794$82
19Chevrolet Trailblazer$1,804$92
20Honda HR-V$1,824$112
21Volkswagen Tiguan$1,830$118
22Subaru Forester$1,846$134
23Nissan Rogue$1,864$152
24Ford Escape$1,868$156
25GMC Terrain$1,872$160
26Subaru Crosstrek$1,876$164
27Kia Seltos$1,884$172
2021 Small SUV Average$1,890$178
28Buick Encore$1,914$202
29Volkswagen ID4$1,932$220
30Fiat 500X$1,940$228
31Ford Bronco Sport$1,946$234
32Jeep Renegade$1,956$244
33Toyota RAV4$2,020$308
34Kia Niro$2,032$320
35Mini Cooper Countryman$2,078$366
36Mini Cooper$2,126$414
37Mitsubishi Mirage$2,152$440
38Chevrolet Bolt$2,160$448
39Mini Cooper Clubman$2,310$598
40Mitsubishi Outlander$2,350$638
41Hyundai Nexo$2,504$792

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 CX-5 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Mazda CX-5.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Mazda CX-5 Insurance Rates by Trim Level
2021 Mazda CX-5 Trim Level Annual Premium Cost Per Month
Sport 2WD$1,558$130
Sport AWD$1,620$135
Touring 2WD$1,620$135
Touring AWD$1,686$141
Grand Touring 2WD$1,752$146
Grand Touring AWD$1,752$146
Grand Touring Reserve AWD$1,814$151
Signature AWD$1,880$157

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Mazda CX-5 for different driver ages.

2021 Mazda CX-5 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,035$503
17$5,852$488
18$5,257$438
19$4,783$399
20$3,668$306
21$3,499$292
22$3,135$261
23$2,576$215
24$2,437$203
25$1,982$165
30$1,822$152
35$1,758$147
40$1,712$143
45$1,602$134
50$1,516$126
55$1,418$118
60$1,420$118
65$1,510$126
70$1,626$136
75$1,904$159
80$2,342$195

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mazda CX-5 trim levels.