2022 Mazda CX-5 Car Insurance Calculator

Gain insights into how different driver and vehicle factors impact the insurance cost for a 2022 Mazda CX-5. Customize rate factors like CX-5 trim level, driving record, policy coverages, and annual miles driven. Instantly see if your rates increased or decreased.

The average estimated car insurance premium for a 2022 Mazda CX-5 is $1,626 per year, or about $136 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,626

Cost Per Month

$136

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mazda CX-5 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Mazda CX-5.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,626
Average Rate
Your Rate
$1,626

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Mazda CX-5 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Mazda CX-5 is $1,626.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Mazda CX-5 vs. the Small SUV Segment

The table below compares insurance rates for the 2022 Mazda CX-5 against all other models in the small SUV segment. The Mazda CX-5 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mazda CX-5, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mazda CX-5.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Mazda CX-5 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda CX-5$1,626--
2Nissan Kicks$1,666$40
3Chevrolet Trailblazer$1,678$52
4Subaru Crosstrek$1,718$92
5Buick Encore$1,768$142
6Toyota C-HR$1,774$148
7Nissan Rogue Sport$1,782$156
8Hyundai Venue$1,812$186
9Buick Envision$1,818$192
10Kia Seltos$1,820$194
11Ford Bronco Sport$1,828$202
12Toyota Corolla Cross$1,834$208
13Hyundai Kona$1,850$224
14Subaru Forester$1,852$226
15Volkswagen Tiguan$1,860$234
16Honda CR-V$1,872$246
17Mazda CX-30$1,892$266
18Honda HR-V$1,918$292
19Ford Ecosport$1,936$310
20Chevrolet Trax$1,958$332
21GMC Terrain$1,966$340
22Mitsubishi Eclipse Cross$1,972$346
2022 Small SUV Average$1,982$356
23Hyundai Tucson$1,986$360
24Chevrolet Bolt$1,994$368
25Chevrolet Equinox$1,998$372
26Volkswagen Taos$2,002$376
27Fiat 500X$2,010$384
28Toyota RAV4$2,018$392
29Kia Soul$2,020$394
30Mazda MX-30$2,062$436
31Jeep Compass$2,070$444
32Kia Niro$2,076$450
33Nissan Rogue$2,092$466
34Ford Escape$2,102$476
35Hyundai Ioniq 5$2,118$492
36Mini Cooper Clubman$2,124$498
37Jeep Renegade$2,126$500
38Kia Sportage$2,136$510
39Volkswagen ID4$2,178$552
40Mini Cooper$2,188$562
41Mini Cooper Countryman$2,210$584
42Mitsubishi Outlander$2,300$674
43Mitsubishi Mirage$2,320$694
44Ford Mustang Mach-E$2,418$792
45Hyundai Nexo$2,444$818

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 CX-5 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Mazda CX-5.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Mazda CX-5 Insurance Rates by Trim Level
2022 Mazda CX-5 Trim Level Annual Premium Cost Per Month
S$1,482$124
S Select$1,534$128
S Carbon Edition$1,594$133
S Premium$1,620$135
S Premium Plus$1,646$137
Turbo$1,686$141
Turbo Signature$1,712$143
S Preferred$1,726$144

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Mazda CX-5 for different driver ages.

2022 Mazda CX-5 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,606$467
17$5,458$455
18$4,947$412
19$4,489$374
20$3,462$289
21$3,305$275
22$2,975$248
23$2,435$203
24$2,313$193
25$1,888$157
30$1,738$145
35$1,670$139
40$1,626$136
45$1,520$127
50$1,436$120
55$1,342$112
60$1,346$112
65$1,430$119
70$1,530$128
75$1,772$148
80$2,166$181

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mazda CX-5 trim levels.