2023 Mazda CX-5 Car Insurance Calculator

Explore and learn how different risk factors impact the insurance cost for a 2023 Mazda CX-5. Customize liability limits, policy deductibles, driver age, and policy discounts to learn how each affects rates. Instantly know if the choice you make raises or lowers the cost of insurance.

The average estimated car insurance premium for a 2023 Mazda CX-5 is $1,794 per year, or about $150 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,794

Cost Per Month

$150

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mazda CX-5 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Mazda CX-5.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,794
Average Rate
Your Rate
$1,794

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Mazda CX-5 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Mazda CX-5 is $1,794.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Mazda CX-5 vs. the Small SUV Segment

The table below compares insurance rates for the 2023 Mazda CX-5 against all other models in the small SUV segment. The Mazda CX-5 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mazda CX-5, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mazda CX-5.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Mazda CX-5 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Trailblazer$1,722-$72
2Subaru Crosstrek$1,740-$54
3Nissan Kicks$1,744-$50
4Nissan Rogue Sport$1,776-$18
5Mazda CX-5$1,794--
6Buick Encore$1,814$20
7Buick Envision$1,822$28
8Kia Seltos$1,844$50
9Hyundai Venue$1,854$60
10Honda HR-V$1,886$92
11Hyundai Kona$1,910$116
12Subaru Forester$1,926$132
13Honda CR-V$1,932$138
14Mazda CX-30$1,936$142
15Chevrolet Trax$1,950$156
16Volkswagen Tiguan$1,978$184
17Ford Bronco Sport$1,984$190
18Fiat 500X$2,018$224
19Kia Soul$2,022$228
20GMC Terrain$2,024$230
21Mitsubishi Eclipse Cross$2,034$240
22Chevrolet Equinox$2,048$254
23Toyota Corolla Cross$2,056$262
24Volkswagen Taos$2,062$268
25Mazda CX-50$2,064$270
2023 Small SUV Average$2,073$279
26Hyundai Tucson$2,082$288
27Ford Escape$2,086$292
28Nissan Rogue$2,094$300
29Kia Niro$2,110$316
30Toyota RAV4$2,112$318
31Mazda MX-30$2,116$322
32Mini Cooper$2,126$332
33Jeep Compass$2,130$336
34Mini Cooper Clubman$2,162$368
35Jeep Renegade$2,192$398
36Chevrolet Bolt$2,206$412
37Toyota bz4X$2,216$422
38Hyundai Ioniq 5$2,260$466
39Kia Sportage$2,270$476
40Mini Cooper Countryman$2,338$544
41Mitsubishi Mirage$2,340$546
42Mitsubishi Outlander$2,352$558
43Volkswagen ID4$2,366$572
44Kia EV6$2,416$622
45Dodge Hornet$2,418$624
46Hyundai Nexo$2,508$714
47Ford Mustang Mach-E$2,576$782

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 CX-5 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Mazda CX-5.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Mazda CX-5 Insurance Rates by Trim Level
2023 Mazda CX-5 Trim Level Annual Premium Cost Per Month
2.5 S$1,656$138
2.5 S Select$1,710$143
2.5 S Preferred$1,736$145
2.5 S Carbon Edition$1,770$148
2.5 S Premium$1,810$151
2.5 S Premium Plus$1,860$155
2.5 Turbo$1,880$157
2.5 Turbo Signature$1,920$160

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Mazda CX-5 for different driver ages.

2023 Mazda CX-5 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,137$511
17$5,989$499
18$5,457$455
19$4,942$412
20$3,818$318
21$3,646$304
22$3,286$274
23$2,683$224
24$2,550$213
25$2,082$174
30$1,920$160
35$1,840$153
40$1,794$150
45$1,672$139
50$1,582$132
55$1,476$123
60$1,480$123
65$1,574$131
70$1,678$140
75$1,938$162
80$2,368$197

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mazda CX-5 trim levels.