Mazda CX-50 Car Insurance Calculator

Observe in real-time how seemingly small changes impact the cost of car insurance for a Mazda CX-50. Adjust rate factors like credit rating, policy coverages, and liability limits to see how insurance cost is affected. See instantly how much your choice changes rates and why.

The average estimated car insurance premium for a 2024 Mazda CX-50 is $2,326 per year, or about $194 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,326

Cost Per Month

$194

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mazda CX-50 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Mazda CX-50.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,326
Average Rate
Your Rate
$2,326

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Mazda CX-50.

The 'Average Rate' is a combined value for all Mazda CX-50 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Mazda CX-50 is $2,326.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Mazda CX-50 vs. the Small SUV Segment

The table below compares insurance rates for the 2024 Mazda CX-50 against all other models in the small SUV segment. The Mazda CX-50 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mazda CX-50, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mazda CX-50.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Mazda CX-50 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,730-$596
2Chevrolet Trailblazer$1,760-$566
3Kia Soul$1,826-$500
4Nissan Kicks$1,844-$482
5Buick Envision$1,878-$448
6Toyota Corolla Cross$1,888-$438
7Hyundai Venue$1,902-$424
8Mazda CX-5$1,910-$416
9Ford Bronco Sport$1,918-$408
10Volkswagen Tiguan$1,938-$388
11Buick Encore$1,988-$338
12Honda CR-V$1,996-$330
13Volkswagen Taos$2,008-$318
14Kia Niro$2,014-$312
15Honda HR-V$2,040-$286
16Subaru Forester$2,084-$242
17Kia Seltos$2,094-$232
18GMC Terrain$2,096-$230
19Nissan Rogue$2,106-$220
20Hyundai Kona$2,110-$216
21Mazda CX-30$2,114-$212
22Volkswagen ID4$2,124-$202
23Ford Escape$2,138-$188
2024 Small SUV Average$2,154-$172
24Chevrolet Equinox$2,158-$168
25Toyota RAV4$2,162-$164
26Mazda MX-30$2,172-$154
27Hyundai Tucson$2,176-$150
28Chevrolet Trax$2,210-$116
29Mini Cooper Clubman$2,220-$106
30Mini Cooper$2,226-$100
31Mitsubishi Eclipse Cross$2,246-$80
32Jeep Renegade$2,252-$74
33Mitsubishi Outlander$2,280-$46
34Kia Sportage$2,294-$32
35Hyundai Ioniq 5$2,302-$24
36Nissan Ariya$2,304-$22
37Fiat 500X$2,310-$16
38Mini Cooper Countryman$2,318-$8
39Subaru Solterra$2,320-$6
40Mazda CX-50$2,326--
41Toyota bz4X$2,330$4
42Mitsubishi Mirage$2,342$16
43Kia EV6$2,416$90
44Dodge Hornet$2,492$166
45Jeep Compass$2,536$210
46Hyundai Nexo$2,584$258
47Ford Mustang Mach-E$2,742$416

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 CX-50 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Mazda CX-50.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Mazda CX-50 Insurance Rates by Trim Level
2024 Mazda CX-50 Trim Level Annual Premium Cost Per Month
2.5 S Select$2,158$180
2.5 S Preferred$2,200$183
2.5 S Premium$2,264$189
2.5 S Premium Plus$2,346$196
2.5 Turbo$2,354$196
2.5 Turbo Meridian Edition$2,406$201
2.5 Turbo Premium$2,426$202
2.5 Turbo Premium Plus$2,454$205

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Mazda CX-50 for different driver ages.

2024 Mazda CX-50 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,280$690
17$8,031$669
18$7,213$601
19$6,558$547
20$5,029$419
21$4,796$400
22$4,299$358
23$3,522$294
24$3,335$278
25$2,702$225
30$2,480$207
35$2,388$199
40$2,326$194
45$2,174$181
50$2,058$172
55$1,922$160
60$1,928$161
65$2,056$171
70$2,216$185
75$2,606$217
80$3,210$268

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mazda CX-50 trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Mazda CX-50.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Mazda CX-50 Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Mazda CX-50$2,326$194
2023 Mazda CX-50$2,064$172

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mazda CX-50 trim levels for each model year.