2016 Mazda CX-9 Car Insurance Calculator

Discover and learn how changes to risk factors and vehicle options influence insurance rates for a 2016 Mazda CX-9. Modify choices like coverage amounts, annual mileage, vehicle usage, and driver gender. Get instant feedback how much rates change and learn why.

The average estimated car insurance premium for a 2016 Mazda CX-9 is $1,650 per year, or about $138 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,650

Cost Per Month

$138

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mazda CX-9 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Mazda CX-9.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,650
Average Rate
Your Rate
$1,650

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Mazda CX-9 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Mazda CX-9 is $1,650.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Mazda CX-9 vs. the Midsize SUV Segment

The table below compares insurance rates for the 2016 Mazda CX-9 against all other models in the midsize SUV segment. The Mazda CX-9 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mazda CX-9, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mazda CX-9.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Mazda CX-9 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Outback$1,438-$212
2Chevrolet Traverse$1,512-$138
3Ford Flex$1,544-$106
4Jeep Cherokee$1,566-$84
5Dodge Journey$1,572-$78
6Dodge Durango$1,590-$60
7Toyota 4Runner$1,608-$42
8Ford Edge$1,628-$22
9Mazda CX-9$1,650--
10Nissan Pathfinder$1,660$10
2016 Midsize SUV Average$1,667$17
11Honda Pilot$1,670$20
12Nissan Murano$1,678$28
13Jeep Grand Cherokee$1,680$30
14Hyundai Santa Fe$1,692$42
15Jeep Wrangler$1,734$84
16GMC Acadia$1,742$92
17Buick Enclave$1,750$100
18Ford Explorer$1,772$122
19Toyota Highlander$1,806$156
20Kia Sorento$1,816$166
21Volkswagen Touareg$1,892$242

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 CX-9 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Mazda CX-9.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Mazda CX-9 Insurance Rates by Trim Level
2016 Mazda CX-9 Trim Level Annual Premium Cost Per Month
Sport 2WD$1,562$130
Sport AWD$1,608$134
Touring 2WD$1,608$134
Touring AWD$1,658$138
Grand Touring 2WD$1,706$142
Grand Touring AWD$1,706$142
Signature AWD$1,706$142

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Mazda CX-9 for different driver ages.

2016 Mazda CX-9 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,920$493
17$5,708$476
18$5,063$422
19$4,633$386
20$3,539$295
21$3,377$281
22$3,018$252
23$2,498$208
24$2,354$196
25$1,910$159
30$1,754$146
35$1,698$142
40$1,650$138
45$1,548$129
50$1,470$123
55$1,374$115
60$1,376$115
65$1,462$122
70$1,588$132
75$1,878$157
80$2,312$193

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mazda CX-9 trim levels.