2013 Mazda Mazdaspeed 3 Car Insurance Calculator

Learn in real-time how different factors affect car insurance rates for a 2013 Mazda Mazdaspeed 3. Experiment with coverage deductibles, age of the driver, policy discounts, and trim level options to see the impact on rates. Get instant feedback whether your selection increases or decreases your premium.

The average estimated car insurance premium for a 2013 Mazda Mazdaspeed 3 is $1,432 per year, or about $119 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,432

Cost Per Month

$119

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mazda Mazdaspeed 3 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Mazda Mazdaspeed 3.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,432
Average Rate
Your Rate
$1,432

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Mazda Mazdaspeed 3 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Mazda Mazdaspeed 3 is $1,432.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Mazda Mazdaspeed 3 vs. the Small Car Segment

The table below compares insurance rates for the 2013 Mazda Mazdaspeed 3 against all other models in the small car segment. The Mazda Mazdaspeed 3 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mazda Mazdaspeed 3, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mazda Mazdaspeed 3.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Mazda Mazdaspeed 3 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,032-$400
2Chrysler Fiat 500$1,064-$368
3Mazda 2$1,084-$348
4Nissan Leaf$1,094-$338
5Toyota Matrix$1,106-$326
6Scion IQ$1,128-$304
7Chevrolet Spark$1,192-$240
8Kia Rio5$1,242-$190
9Hyundai Accent$1,254-$178
10Ford Fiesta$1,262-$170
11Chevrolet Sonic$1,274-$158
12Honda Fit$1,276-$156
13Kia Rio$1,300-$132
14Nissan Versa$1,306-$126
15Toyota Yaris$1,322-$110
16Nissan Sentra$1,330-$102
17Hyundai Elantra$1,336-$96
18Honda CR-Z$1,354-$78
19Mazda 3$1,358-$74
2013 Small Car Average$1,362-$70
20Toyota Corolla$1,364-$68
21Honda Civic$1,370-$62
22Volkswagen Beetle$1,380-$52
23Mazda Mazdaspeed 3$1,432--
24Volkswagen GTI$1,462$30
25Dodge Dart$1,466$34
26Volkswagen Jetta$1,470$38
27Toyota Prius$1,474$42
28Chevrolet Cruze$1,480$48
29Subaru Impreza$1,484$52
30Kia Forte$1,488$56
31Volkswagen Golf$1,492$60
32Ford Focus$1,496$64
33Volkswagen EOS$1,508$76
34Hyundai Veloster$1,520$88
35Scion FR-S$1,534$102
36Chevrolet Volt$1,598$166
37Scion TC$1,668$236
38Mitsubishi Lancer$1,742$310

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 Mazdaspeed 3 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Mazda Mazdaspeed 3.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Mazda Mazdaspeed 3 Insurance Rates by Trim Level
2013 Mazda Mazdaspeed 3 Trim Level Annual Premium Cost Per Month
Sport Hatchback$1,432$119

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Mazda Mazdaspeed 3 for different driver ages.

2013 Mazda Mazdaspeed 3 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,257$438
17$5,013$418
18$4,342$362
19$4,019$335
20$3,046$254
21$2,905$242
22$2,582$215
23$2,179$182
24$2,035$170
25$1,652$138
30$1,510$126
35$1,478$123
40$1,432$119
45$1,350$113
50$1,288$107
55$1,200$100
60$1,204$100
65$1,272$106
70$1,408$117
75$1,688$141
80$2,078$173

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mazda Mazdaspeed 3 trim levels.