2017 Mazda MX-5 Miata Car Insurance Calculator

Watch in real-time how changing risk factors impact the insurance cost for a 2017 Mazda MX-5 Miata. Ajust options like policy discounts, vehicle trim level, and driving violations to see how insurance rates are affected. See instantly how the rate changes based on your selections and learn why rates increased or decreased.

The average estimated car insurance premium for a 2017 Mazda MX-5 Miata is $1,462 per year, or about $122 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,462

Cost Per Month

$122

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mazda MX-5 Miata Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2017 Mazda MX-5 Miata.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,462
Average Rate
Your Rate
$1,462

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2017 Mazda MX-5 Miata trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2017 Mazda MX-5 Miata is $1,462.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2017 Mazda MX-5 Miata vs. the Sports Car Segment

The table below compares insurance rates for the 2017 Mazda MX-5 Miata against all other models in the sports car segment. The Mazda MX-5 Miata is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mazda MX-5 Miata, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mazda MX-5 Miata.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2017 Mazda MX-5 Miata Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda MX-5 Miata$1,462--
2Audi TT$1,912$450
3Subaru WRX$1,956$494
4Subaru BRZ$2,020$558
5Nissan 370Z$2,052$590
6Porsche Boxster$2,110$648
7Chevrolet Camaro$2,120$658
8BMW M2$2,126$664
9Porsche 718$2,174$712
10Ford Mustang$2,186$724
11Lexus RC F$2,272$810
12Chevrolet Corvette$2,302$840
13Dodge Challenger$2,380$918
14Alfa Romeo 4C$2,430$968
2017 Sports Car Average$2,476$1,014
15BMW M4$2,588$1,126
16Dodge Viper$2,622$1,160
17BMW M3$2,634$1,172
18Jaguar F-Type$2,714$1,252
19Porsche 911$2,804$1,342
20Nissan GT-R$3,012$1,550
21Acura NSX$3,138$1,676
22Audi R8$3,380$1,918
23BMW i8$3,448$1,986
24Maserati Granturismo$3,590$2,128

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2017 MX-5 Miata Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2017 Mazda MX-5 Miata.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2017 Mazda MX-5 Miata Insurance Rates by Trim Level
2017 Mazda MX-5 Miata Trim Level Annual Premium Cost Per Month
Sport Convertible$1,358$113
Club Convertible$1,480$123
Grand Touring Convertible$1,480$123
Launch Edition Convertible$1,532$128

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2017 Mazda MX-5 Miata for different driver ages.

2017 Mazda MX-5 Miata Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,046$421
17$4,905$409
18$4,433$369
19$4,029$336
20$3,105$259
21$2,964$247
22$2,664$222
23$2,191$183
24$2,077$173
25$1,696$141
30$1,564$130
35$1,500$125
40$1,462$122
45$1,368$114
50$1,294$108
55$1,210$101
60$1,214$101
65$1,286$107
70$1,378$115
75$1,600$133
80$1,954$163

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mazda MX-5 Miata trim levels.