2019 Mazda MX-5 Miata Car Insurance Calculator

Discover and learn how different factors influence insurance rates for a 2019 Mazda MX-5 Miata. Customize policy discounts, trim level options, driving record, and coverage amounts to learn how each affects rates. Know immediately how the choices you make impact rates.

The average estimated car insurance premium for a 2019 Mazda MX-5 Miata is $1,592 per year, or about $133 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,592

Cost Per Month

$133

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mazda MX-5 Miata Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Mazda MX-5 Miata.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,592
Average Rate
Your Rate
$1,592

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Mazda MX-5 Miata trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Mazda MX-5 Miata is $1,592.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Mazda MX-5 Miata vs. the Sports Car Segment

The table below compares insurance rates for the 2019 Mazda MX-5 Miata against all other models in the sports car segment. The Mazda MX-5 Miata is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mazda MX-5 Miata, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mazda MX-5 Miata.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Mazda MX-5 Miata Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda MX-5 Miata$1,592--
2Ford Mustang$2,040$448
3Subaru WRX$2,142$550
4Nissan 370Z$2,180$588
5Subaru BRZ$2,188$596
6Audi TT$2,218$626
7BMW M2$2,422$830
8Porsche 718$2,438$846
9Chevrolet Camaro$2,468$876
10Lexus RC F$2,490$898
11Dodge Challenger$2,556$964
12Alfa Romeo 4C$2,648$1,056
13Chevrolet Corvette$2,656$1,064
2019 Sports Car Average$2,704$1,112
14Lexus LC 500$2,908$1,316
15Jaguar F-Type$2,944$1,352
16Mercedes-Benz AMG GT53$2,960$1,368
17BMW M4$3,034$1,442
18Porsche 911$3,242$1,650
19Acura NSX$3,476$1,884
20Nissan GT-R$3,564$1,972
21Mercedes-Benz AMG GT63$3,616$2,024
22BMW i8$3,708$2,116

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 MX-5 Miata Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Mazda MX-5 Miata.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Mazda MX-5 Miata Insurance Rates by Trim Level
2019 Mazda MX-5 Miata Trim Level Annual Premium Cost Per Month
Sport Convertible$1,484$124
Club Convertible$1,562$130
Grand Touring Convertible$1,622$135
RF Club Convertible$1,622$135
RF Grand Touring Convertible$1,680$140

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Mazda MX-5 Miata for different driver ages.

2019 Mazda MX-5 Miata Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,498$458
17$5,352$446
18$4,854$405
19$4,404$367
20$3,395$283
21$3,240$270
22$2,917$243
23$2,385$199
24$2,265$189
25$1,848$154
30$1,704$142
35$1,634$136
40$1,592$133
45$1,488$124
50$1,406$117
55$1,314$110
60$1,316$110
65$1,400$117
70$1,498$125
75$1,736$145
80$2,124$177

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mazda MX-5 Miata trim levels.