2018 Mercedes-Benz AMG CLA45 Car Insurance Calculator

Learn in real-time how changes to risk factors and vehicle options impact the insurance cost for a 2018 Mercedes-Benz AMG CLA45. Experiment with your marital status, location, homeowner status, and credit rating to see the impact on rates. Instantly know if rates get cheaper or more expensive and why.

The average estimated car insurance premium for a 2018 Mercedes-Benz AMG CLA45 is $2,076 per year, or about $173 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,076

Cost Per Month

$173

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz AMG CLA45 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Mercedes-Benz AMG CLA45.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,076
Average Rate
Your Rate
$2,076

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Mercedes-Benz AMG CLA45 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Mercedes-Benz AMG CLA45 is $2,076.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Mercedes-Benz AMG CLA45 Segment Comparison

The table below compares insurance rates for the 2018 Mercedes-Benz AMG CLA45 against all other models in the midsize luxury car segment. The Mercedes-Benz AMG CLA45 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz AMG CLA45, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz AMG CLA45.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Mercedes-Benz AMG CLA45 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,756-$320
2Lexus IS 300$1,908-$168
3Lexus RC 300$1,992-$84
4Mercedes-Benz SLC300$2,058-$18
5Lexus ES 350$2,062-$14
6Mercedes-Benz AMG CLA45$2,076--
7Audi S5$2,114$38
8Audi A3$2,126$50
9Mercedes-Benz CLA250$2,136$60
10Mercedes-Benz C350E$2,146$70
11Lincoln MKZ$2,158$82
12Mercedes-Benz E300$2,162$86
13Lexus ES 300H$2,170$94
14Genesis G80$2,174$98
15BMW 430i$2,190$114
16Audi A6$2,212$136
17Audi S4$2,224$148
18Lexus GS 300$2,260$184
19Jaguar XE$2,262$186
20Lexus GS 350$2,282$206
21BMW 530i$2,288$212
22BMW 540xi$2,298$222
23BMW 540i$2,304$228
24BMW 440i$2,334$258
25Jaguar XF$2,354$278
26Mercedes-Benz AMG C43$2,410$334
27Mercedes-Benz SL450$2,430$354
28Mercedes-Benz E400$2,442$366
29Infiniti Q50$2,450$374
2018 Midsize Luxury Car Average$2,459$383
30BMW 530e$2,460$384
31Audi RS 5$2,490$414
32Mercedes-Benz AMG E43$2,500$424
33BMW 530xi$2,504$428
34BMW M550i$2,582$506
35Mercedes-Benz AMG C63$2,634$558
36BMW 640xi$2,642$566
37Audi S6$2,662$586
38BMW 640i$2,712$636
39Mercedes-Benz SL550$2,762$686
40Lexus GS F$2,772$696
41Tesla Model S$2,810$734
42Lexus LC 500H$2,834$758
43Audi A7$2,844$768
44BMW 650xi$2,848$772
45Audi S7$3,022$946
46BMW M5$3,034$958
47BMW M6$3,228$1,152
48Mercedes-Benz SL63 AMG$3,280$1,204
49Mercedes-Benz SL65 AMG$4,084$2,008

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 AMG CLA45 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Mercedes-Benz AMG CLA45.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Mercedes-Benz AMG CLA45 Insurance Rates by Trim Level
2018 Mercedes-Benz AMG CLA45 Trim Level Annual Premium Cost Per Month
4Matic Coupe$2,076$173

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Mercedes-Benz AMG CLA45 for different driver ages.

2018 Mercedes-Benz AMG CLA45 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,340$612
17$7,122$594
18$6,404$534
19$5,826$486
20$4,468$372
21$4,267$356
22$3,824$319
23$3,136$261
24$2,967$247
25$2,408$201
30$2,214$185
35$2,130$178
40$2,076$173
45$1,940$162
50$1,838$153
55$1,716$143
60$1,720$143
65$1,832$153
70$1,972$164
75$2,312$193
80$2,844$237

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz AMG CLA45 trim levels.