2019 Mercedes-Benz AMG CLA45 Car Insurance Calculator

Watch in real-time how the choices you make influence insurance rates for a 2019 Mercedes-Benz AMG CLA45. Customize homeowner status, credit history, policy coverages, and liability limits to learn how each affects rates. Find out instantly if and why the choice you make has an impact on insurance rates.

The average estimated car insurance premium for a 2019 Mercedes-Benz AMG CLA45 is $2,198 per year, or about $183 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,198

Cost Per Month

$183

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz AMG CLA45 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Mercedes-Benz AMG CLA45.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,198
Average Rate
Your Rate
$2,198

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Mercedes-Benz AMG CLA45 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Mercedes-Benz AMG CLA45 is $2,198.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Mercedes-Benz AMG CLA45 Segment Comparison

The table below compares insurance rates for the 2019 Mercedes-Benz AMG CLA45 against all other models in the midsize luxury car segment. The Mercedes-Benz AMG CLA45 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz AMG CLA45, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz AMG CLA45.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Mercedes-Benz AMG CLA45 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,850-$348
2Lexus IS 300$2,006-$192
3Lexus RC 300$2,094-$104
4Lexus ES 350$2,140-$58
5Lincoln MKZ$2,166-$32
6Mercedes-Benz SLC300$2,188-$10
7Mercedes-Benz AMG CLA45$2,198--
8Audi A3$2,236$38
9Mercedes-Benz CLA250$2,260$62
10Audi S5$2,264$66
11Mercedes-Benz E300$2,274$76
12Genesis G80$2,290$92
13Lexus ES 300H$2,312$114
14BMW 430i$2,328$130
15Lexus GS 300$2,368$170
16Audi A6$2,378$180
17Audi S4$2,390$192
18Lexus GS 350$2,396$198
19Mercedes-Benz CLS450$2,410$212
20BMW 540i$2,442$244
21BMW 530i$2,444$246
22Mercedes-Benz E450$2,474$276
23Jaguar XF$2,484$286
2019 Midsize Luxury Car Average$2,497$299
24BMW 440i$2,498$300
25Mercedes-Benz AMG C43$2,552$354
26Mercedes-Benz SL450$2,560$362
27BMW 530e$2,598$400
28Infiniti Q50$2,614$416
29BMW M550i$2,726$528
30Audi RS 5$2,738$540
31BMW 640i$2,772$574
32Mercedes-Benz AMG C63$2,782$584
33Tesla Model S$2,788$590
34Lexus GS F$2,914$716
35Mercedes-Benz SL550$2,922$724
36Audi A7$2,946$748
37Lexus LC 500H$2,974$776
38BMW M5$3,134$936
39BMW M6$3,472$1,274

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 AMG CLA45 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Mercedes-Benz AMG CLA45.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Mercedes-Benz AMG CLA45 Insurance Rates by Trim Level
2019 Mercedes-Benz AMG CLA45 Trim Level Annual Premium Cost Per Month
4Matic Coupe$2,198$183

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Mercedes-Benz AMG CLA45 for different driver ages.

2019 Mercedes-Benz AMG CLA45 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,785$649
17$7,563$630
18$6,824$569
19$6,193$516
20$4,755$396
21$4,537$378
22$4,068$339
23$3,321$277
24$3,146$262
25$2,554$213
30$2,348$196
35$2,256$188
40$2,198$183
45$2,050$171
50$1,942$162
55$1,814$151
60$1,820$152
65$1,940$162
70$2,084$174
75$2,444$204
80$3,012$251

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz AMG CLA45 trim levels.