2021 Mercedes-Benz AMG CLA45 Car Insurance Calculator

Discover how life choices impact the cost of insurance for a 2021 Mercedes-Benz AMG CLA45. Customize rate factors like credit rating, policy coverages, liability limits, and coverage deductibles. Know immediately if your choice raises or lowers your rate and learn exactly why.

The average estimated car insurance premium for a 2021 Mercedes-Benz AMG CLA45 is $2,322 per year, or about $194 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,322

Cost Per Month

$194

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz AMG CLA45 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Mercedes-Benz AMG CLA45.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,322
Average Rate
Your Rate
$2,322

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Mercedes-Benz AMG CLA45 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Mercedes-Benz AMG CLA45 is $2,322.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Mercedes-Benz AMG CLA45 Segment Comparison

The table below compares insurance rates for the 2021 Mercedes-Benz AMG CLA45 against all other models in the midsize luxury car segment. The Mercedes-Benz AMG CLA45 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz AMG CLA45, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz AMG CLA45.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Mercedes-Benz AMG CLA45 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,946-$376
2Lexus RC 300$2,240-$82
3Lexus ES 350$2,310-$12
4Mercedes-Benz AMG CLA45$2,322--
5Lexus IS 300$2,352$30
6Audi A3$2,386$64
7Cadillac CT5$2,428$106
8Audi S5$2,494$172
9Mercedes-Benz E350$2,568$246
10Lexus ES 300H$2,606$284
11Audi S4$2,630$308
12BMW 530i$2,638$316
13BMW 540i$2,668$346
14Mercedes-Benz CLA250$2,682$360
15Genesis G80$2,692$370
16Audi A6$2,698$376
17Mercedes-Benz E450$2,732$410
18BMW 430i$2,754$432
19Jaguar XF$2,756$434
20Mercedes-Benz CLS450$2,790$468
2021 Midsize Luxury Car Average$2,813$491
21Mercedes-Benz AMG C43$2,880$558
22BMW 440i$2,894$572
23Audi RS 5$2,926$604
24Audi S6$2,994$672
25Infiniti Q50$3,016$694
26BMW 530e$3,032$710
27Mercedes-Benz AMG C63$3,158$836
28BMW M550i$3,220$898
29Tesla Model S$3,298$976
30Audi A7$3,344$1,022
31Lexus LC 500H$3,432$1,110
32Audi S7$3,562$1,240
33BMW M8$3,576$1,254
34BMW M5$3,612$1,290

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 AMG CLA45 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Mercedes-Benz AMG CLA45.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Mercedes-Benz AMG CLA45 Insurance Rates by Trim Level
2021 Mercedes-Benz AMG CLA45 Trim Level Annual Premium Cost Per Month
4Matic Coupe$2,322$194

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Mercedes-Benz AMG CLA45 for different driver ages.

2021 Mercedes-Benz AMG CLA45 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,165$680
17$7,941$662
18$7,178$598
19$6,515$543
20$5,010$418
21$4,781$398
22$4,293$358
23$3,505$292
24$3,323$277
25$2,700$225
30$2,482$207
35$2,382$199
40$2,322$194
45$2,168$181
50$2,052$171
55$1,916$160
60$1,922$160
65$2,048$171
70$2,196$183
75$2,568$214
80$3,156$263

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz AMG CLA45 trim levels.