2022 Mercedes-Benz AMG CLA45 Car Insurance Calculator

Find out how different driver and vehicle factors affect the cost of insurance for a 2022 Mercedes-Benz AMG CLA45. Ajust options like coverage amounts, annual mileage, and vehicle usage to see how insurance rates are affected. Immediately see if rates increase or decrease and why.

The average estimated car insurance premium for a 2022 Mercedes-Benz AMG CLA45 is $2,482 per year, or about $207 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,482

Cost Per Month

$207

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz AMG CLA45 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Mercedes-Benz AMG CLA45.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,482
Average Rate
Your Rate
$2,482

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Mercedes-Benz AMG CLA45 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Mercedes-Benz AMG CLA45 is $2,482.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Mercedes-Benz AMG CLA45 Segment Comparison

The table below compares insurance rates for the 2022 Mercedes-Benz AMG CLA45 against all other models in the midsize luxury car segment. The Mercedes-Benz AMG CLA45 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz AMG CLA45, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz AMG CLA45.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Mercedes-Benz AMG CLA45 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,968-$514
2Lexus RC 300$2,370-$112
3Mercedes-Benz AMG CLA35$2,424-$58
4BMW i4$2,438-$44
5Cadillac CT5$2,446-$36
6Audi A3$2,472-$10
7Mercedes-Benz AMG CLA45$2,482--
8Mercedes-Benz CLA250$2,494$12
9Lexus ES 250$2,504$22
10Lexus IS 300$2,510$28
11Lexus ES 350$2,518$36
12Audi S5$2,596$114
13Audi S4$2,612$130
14BMW 530i$2,650$168
15Lexus ES 300h$2,660$178
16Genesis G80$2,674$192
17Mercedes-Benz E350$2,676$194
18BMW 530e$2,702$220
19BMW 540i$2,708$226
20BMW M440i$2,720$238
21Mercedes-Benz E450$2,732$250
22Audi A6$2,804$322
23Jaguar XF$2,812$330
2022 Midsize Luxury Car Average$2,819$337
24Lexus IS 500$2,846$364
25BMW 430i$2,876$394
26Mercedes-Benz CLS450$2,896$414
27Infiniti Q50$3,008$526
28Audi RS 5$3,040$558
29Mercedes-Benz AMG C43$3,060$578
30Audi S6$3,082$600
31Mercedes-Benz AMG C63$3,156$674
32Audi A7$3,252$770
33BMW M550i$3,282$800
34Lexus LC 500h$3,348$866
35Tesla Model S$3,408$926
36Audi S7$3,526$1,044
37BMW M8$3,656$1,174
38BMW M5$3,696$1,214

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 AMG CLA45 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Mercedes-Benz AMG CLA45.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Mercedes-Benz AMG CLA45 Insurance Rates by Trim Level
2022 Mercedes-Benz AMG CLA45 Trim Level Annual Premium Cost Per Month
4Matic Coupe$2,432$203
4Matic AMG Performance Seats$2,530$211

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Mercedes-Benz AMG CLA45 for different driver ages.

2022 Mercedes-Benz AMG CLA45 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,677$723
17$8,451$704
18$7,662$639
19$6,947$579
20$5,349$446
21$5,105$425
22$4,591$383
23$3,742$312
24$3,550$296
25$2,884$240
30$2,656$221
35$2,548$212
40$2,482$207
45$2,316$193
50$2,188$182
55$2,042$170
60$2,050$171
65$2,184$182
70$2,338$195
75$2,726$227
80$3,352$279

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz AMG CLA45 trim levels.