Mercedes-Benz AMG CLS53 Car Insurance Calculator

Learn visually how life choices influence insurance rates for a Mercedes-Benz AMG CLS53. Adjust factors such as your location, homeowner status, credit score, and policy coverages. Get instant feedback if rates change for better or worse.

The average estimated car insurance premium for a 2021 Mercedes-Benz AMG CLS53 is $3,118 per year, or about $260 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,118

Cost Per Month

$260

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz AMG CLS53 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Mercedes-Benz AMG CLS53.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,118
Average Rate
Your Rate
$3,118

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Mercedes-Benz AMG CLS53.

The 'Average Rate' is a combined value for all Mercedes-Benz AMG CLS53 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Mercedes-Benz AMG CLS53 is $3,118.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Mercedes-Benz AMG CLS53 Segment Comparison

The table below compares insurance rates for the 2021 Mercedes-Benz AMG CLS53 against all other models in the large luxury car segment. The Mercedes-Benz AMG CLS53 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz AMG CLS53, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz AMG CLS53.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Mercedes-Benz AMG CLS53 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$2,358-$760
2Volvo S90$2,520-$598
3Lexus LS 500H$2,834-$284
4Kia K900$2,888-$230
5Lexus LS 500$2,980-$138
6Mercedes-Benz AMG E53$3,026-$92
7Infiniti Q60$3,038-$80
8Genesis G90$3,046-$72
9Mercedes-Benz AMG CLS53$3,118--
10BMW 840i$3,184$66
2021 Large Luxury Car Average$3,320$202
11Mercedes-Benz S450$3,324$206
12BMW M850i$3,342$224
13BMW 740i$3,456$338
14BMW 850i$3,484$366
15Mercedes-Benz E63 AMG$3,500$382
16Porsche Panamera$3,646$528
17Audi A8$3,704$586
18Mercedes-Benz S560$3,738$620
19BMW 750i$3,754$636
20BMW M760i$4,238$1,120
21Mercedes-Benz AMG S63$4,532$1,414

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 AMG CLS53 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Mercedes-Benz AMG CLS53.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Mercedes-Benz AMG CLS53 Insurance Rates by Trim Level
2021 Mercedes-Benz AMG CLS53 Trim Level Annual Premium Cost Per Month
4Matic AWD$3,118$260

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Mercedes-Benz AMG CLS53 for different driver ages.

2021 Mercedes-Benz AMG CLS53 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,962$914
17$10,700$892
18$9,736$811
19$8,803$734
20$6,774$565
21$6,463$539
22$5,807$484
23$4,708$392
24$4,471$373
25$3,632$303
30$3,338$278
35$3,196$266
40$3,118$260
45$2,900$242
50$2,740$228
55$2,560$213
60$2,570$214
65$2,744$229
70$2,936$245
75$3,424$285
80$4,222$352

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz AMG CLS53 trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Mercedes-Benz AMG CLS53.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Mercedes-Benz AMG CLS53 Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2021 Mercedes-Benz AMG CLS53$3,118$260
2020 Mercedes-Benz AMG CLS53$3,016$251
2019 Mercedes-Benz AMG CLS53$2,796$233

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz AMG CLS53 trim levels for each model year.