2020 Mercedes-Benz AMG CLS53 Car Insurance Calculator

Explore and understand how changes to risk factors and vehicle options impact the cost of insurance for a 2020 Mercedes-Benz AMG CLS53. Customize driver gender, whether you're married or single, the state and city you live in, and homeowner status to learn how each affects rates. Instantly see if the choice you make raises or lowers the cost of insurance.

The average estimated car insurance premium for a 2020 Mercedes-Benz AMG CLS53 is $3,016 per year, or about $251 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,016

Cost Per Month

$251

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz AMG CLS53 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Mercedes-Benz AMG CLS53.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,016
Average Rate
Your Rate
$3,016

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Mercedes-Benz AMG CLS53 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Mercedes-Benz AMG CLS53 is $3,016.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Mercedes-Benz AMG CLS53 Segment Comparison

The table below compares insurance rates for the 2020 Mercedes-Benz AMG CLS53 against all other models in the large luxury car segment. The Mercedes-Benz AMG CLS53 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz AMG CLS53, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz AMG CLS53.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Mercedes-Benz AMG CLS53 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$2,284-$732
2Lincoln Continental$2,372-$644
3Volvo S90$2,438-$578
4Cadillac CT6$2,516-$500
5Acura RLX$2,638-$378
6Lexus LS 500H$2,744-$272
7Kia K900$2,796-$220
8Lexus LS 500$2,886-$130
9Infiniti Q60$2,934-$82
10Mercedes-Benz AMG E53$2,938-$78
11Genesis G90$2,950-$66
12Mercedes-Benz AMG CLS53$3,016--
13BMW 840i$3,082$66
2020 Large Luxury Car Average$3,122$106
14Mercedes-Benz S450$3,214$198
15BMW M850i$3,232$216
16BMW 740i$3,340$324
17BMW 850i$3,368$352
18Mercedes-Benz E63 AMG$3,384$368
19Porsche Panamera$3,518$502
20Audi A8$3,578$562
21Mercedes-Benz S560$3,614$598
22BMW 750i$3,628$612
23BMW M760i$4,094$1,078
24Mercedes-Benz AMG S63$4,374$1,358

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 AMG CLS53 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Mercedes-Benz AMG CLS53.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Mercedes-Benz AMG CLS53 Insurance Rates by Trim Level
2020 Mercedes-Benz AMG CLS53 Trim Level Annual Premium Cost Per Month
4Matic AWD$3,016$251

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Mercedes-Benz AMG CLS53 for different driver ages.

2020 Mercedes-Benz AMG CLS53 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,616$885
17$10,356$863
18$9,412$784
19$8,514$710
20$6,551$546
21$6,251$521
22$5,614$468
23$4,557$380
24$4,324$360
25$3,512$293
30$3,228$269
35$3,092$258
40$3,016$251
45$2,806$234
50$2,654$221
55$2,478$207
60$2,486$207
65$2,654$221
70$2,844$237
75$3,320$277
80$4,090$341

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz AMG CLS53 trim levels.