2020 Mercedes-Benz AMG E53 Car Insurance Calculator

Explore and learn how different factors affect the cost of insurance for a 2020 Mercedes-Benz AMG E53. Experiment with factors like AMG E53 trim level, driving record, policy coverages, and annual miles driven. Instantly see if the decisions you make influence insurance rates.

The average estimated car insurance premium for a 2020 Mercedes-Benz AMG E53 is $2,938 per year, or about $245 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,938

Cost Per Month

$245

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mercedes-Benz AMG E53 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Mercedes-Benz AMG E53.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,938
Average Rate
Your Rate
$2,938

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Mercedes-Benz AMG E53 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Mercedes-Benz AMG E53 is $2,938.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Mercedes-Benz AMG E53 Segment Comparison

The table below compares insurance rates for the 2020 Mercedes-Benz AMG E53 against all other models in the large luxury car segment. The Mercedes-Benz AMG E53 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mercedes-Benz AMG E53, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mercedes-Benz AMG E53.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Mercedes-Benz AMG E53 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$2,284-$654
2Lincoln Continental$2,372-$566
3Volvo S90$2,438-$500
4Cadillac CT6$2,516-$422
5Acura RLX$2,638-$300
6Lexus LS 500H$2,744-$194
7Kia K900$2,796-$142
8Lexus LS 500$2,886-$52
9Infiniti Q60$2,934-$4
10Mercedes-Benz AMG E53$2,938--
11Genesis G90$2,950$12
12Mercedes-Benz AMG CLS53$3,016$78
13BMW 840i$3,082$144
2020 Large Luxury Car Average$3,122$184
14Mercedes-Benz S450$3,214$276
15BMW M850i$3,232$294
16BMW 740i$3,340$402
17BMW 850i$3,368$430
18Mercedes-Benz E63 AMG$3,384$446
19Porsche Panamera$3,518$580
20Audi A8$3,578$640
21Mercedes-Benz S560$3,614$676
22BMW 750i$3,628$690
23BMW M760i$4,094$1,156
24Mercedes-Benz AMG S63$4,374$1,436

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 AMG E53 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Mercedes-Benz AMG E53.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Mercedes-Benz AMG E53 Insurance Rates by Trim Level
2020 Mercedes-Benz AMG E53 Trim Level Annual Premium Cost Per Month
4Matic AWD$2,916$243
4Matic AWD Convertible$2,960$247

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Mercedes-Benz AMG E53 for different driver ages.

2020 Mercedes-Benz AMG E53 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,468$872
17$10,198$850
18$9,239$770
19$8,360$697
20$6,416$535
21$6,118$510
22$5,488$457
23$4,452$371
24$4,224$352
25$3,422$285
30$3,144$262
35$3,012$251
40$2,938$245
45$2,736$228
50$2,586$216
55$2,416$201
60$2,426$202
65$2,592$216
70$2,788$232
75$3,266$272
80$4,038$337

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mercedes-Benz AMG E53 trim levels.